LedgerLink at Web 3 Investor Gathering – Davos
LedgerLink at Web 3 Investor Gathering – Davos Contact: Nitin Gaur, Founder/CTO LedgerLink.ai
LedgerLink at Web 3 Investor Gathering – Davos Contact: Nitin Gaur, Founder/CTO LedgerLink.ai
Capitalizing on the Generative AI Opportunity By: Kate Drew, CCG Catalyst Artificial intelligence (AI) is everywhere. Not only in banking but also across industries, everyone is talking about how they can capitalize on it. Importantly, this is not because the technology is new — far from it. Traditional AI-based technologies like machine learning and natural language…
How Agentic AI Will Transform Banking (and Banks) The technology is developing at warp speed as it promises to increase efficiencies and reduce costs. That’s creating winners and losers in the banking industry. By Lynnley Browning Reports of China’s low-cost AI model, DeepSeek, have stunned fintechs and chipmakers that make the hardware for artificial intelligence, but…
NRF Wrap 2025 by Tom McCole After surviving a treacherous “Georgia blizzard” with snowfall reaching a frightening 1.5 inches, I made my way safely to the Atlanta airport. Destination: The National Retail Federation convocation in New York City. This is my 25th year of attending this event and I can declare emphatically my favorite so…
VC Offloads Present Quality Buying Opportunities for Strategics by Adam Hark The signs were there at the end of 2024. VC inbounds seeking valuation assessments on portfolio holdings, and looking for insights into market liquidity. The reason for the uptick? Generally speaking, an industry-wide push to cut losses on underperforming assets. And now? Well, not…
Wonderful Wearables by Tom McCole One of the amazing things about retail payment technology is the rapid rate of change and development of new products and business models. In the not-so-distant past, we have migrated from carrying cash for purchases to paying with plastic cards. We evolved from knuckle-busting imprinters and manual lookup of bad…
Scamscope 2024 Report: The Battle for Trust APP scams are predicted to hit $7.6bn by 2028 and are on the rise in every country featured in this year’s report by ACI Worldwide. Download the report to gain use cases from the U.S., U.K., India, Brazil, Australia, and the UAE to help build a secure payments…
Finding the Right ROI in Bank Tech By: Tyler Brown Infrastructure Investments Fewer than a quarter of bankers in a survey by Bank Director said their bank measured return on investment (ROI) for technology projects, implying at least one widespread problem with banks’ technology planning: A resource allocation approach that doesn’t robustly consider the costs and benefits of…
PAXCON 2024 by Tom McCole Despite my domestic tranquility administrator’s objections, I willingly took a break this week from my annual deciduous tree refuse relocation tasks to attend my third Pax Conference in Orlando. I can state with certainty that it was well worth putting the leaf blower back on the shelf and heading…
Banking on Bangkok By: Jessica Bernstein As part of the 2024 FinTech Business Development Mission to Hong Kong and Thailand, we arrived in Bangkok late in the evening from our first stop in Hong Kong. The next day, our managing partner, Paul Schaus, and I met with the U.S. Embassy for a briefing and discussion of key financial statistics…
UK Open Banking Firms Bet on Section 1033 at Money20/20 By Wellesley Hills Financial Fish and chips, “proper” English breakfast, 300-year old pubs and a divinely poured Guinness, all rounded out an amazing trip to London this week for the Open Banking UK & Europe event. And not unlike these wonderful, uniquely British experiences, the UK’s top…
Maintaining Data Security in E-Commerce Goes Far Beyond PCI Compliance By Glenn Goldberg E-commerce merchants are understandably giddy as the Holiday season approaches. According to estimates published by Deloitte, online sales are projected to reach a staggering $259 billion between September 2024 and January 2025, up a healthy nine percent over the previous year. Unfortunately,…
Retail Scantastic by Tom McCole Retail and grocery shopping technology has advanced dramatically in the past few years. Retailers are embracing new in-store technologies throughout their operations to reduce labor costs and streamline the shopping experience. Since the COVID pandemic, online ordering and self-checkout systems have led to the replacement of nearly a third…
The Challenges with Launching a FinTech Startup by Wayne Brown There are many challenges the entrepreneur faces when deciding to launch a new startup. Whether managing the legal and financial options, researching the product or service requirements, identifying the strategic market fit and, most of all, identifying the sources of capital is an arduous project.…
Looking to Improve 2025 Financial Performance? Start by Revisiting the Tech Stack By Glenn Goldberg While most think of falling leaves and Halloween as annual autumn rituals, financial services companies have a totally different perspective. For these organizations, the fall represents Financial Planning season, when CFOs must map out budgets and set performance KPIs…
MicroTouch Launches New Mach Touch Computers for POS Market at RetailNOW Empowering Retail Efficiency: Introducing Advanced AI in 15.6 and 21.5-inch Intel Celeron-Powered Models and a 10-inch Dynamic Customer-Facing Display LAS VEGAS, NV, July 29, 2024 – Today at RSPA RetailNOW, MicroTouch™, a global leader in touch solutions, made a significant move to…
Wellesley Hills Financial Welcomes New Team Members Wellesley Hills Financial LLC is a cloud-based subscription software dedicated to banking assets in all three areas of fintech, payments, and B2B software. They began as a banking payments technology company in 2007 and have expanded their coverage areas to respond to market demand for small business and…
Where AI Is Now and Where It’s Going in the Next 5 Years John Dittig, MicroTouch Global VP, Business Development and Partnerships Although it’s hard to imagine the interest and investment in artificial intelligence (AI) rising to higher levels than they are right now, business leaders need to brace for much more to come. During…
From Bedrock to the 21st Century: A Wrap-up of ETA’s TRANSACT 2024 by Tom McCole Having been in and around the card payments industry seemingly since Wilma and Betty shouted the first “Charge It” in Bedrock, I have attended and exhibited at numerous ETA events under various corporate flags. My first event was at the…
Goldenore: Data-Driven Architects Forget gold, silver, and platinum, data is today’s most valuable commodity. Data has emerged as the new currency for companies, significantly influencing their success or failure. However for many companies, data generates cost instead of profit. Goldenore exists to help clients reverse that situation. To function effectively, businesses need up to…
Join the PayTech Women Phoenix Chapter for a Pre-Cinco de Mayo Fiesta, Sponsored by MPC Start your Cinco de Mayo celebrations with the PayTech Women Phoenix Chapter! Join us for complimentary cocktails and tasty appetizers, as you network with payment professionals from the local Phoenix area. Double the fun with this BONUS! Bring a friend…
MicroTouch Expands Mach Series with Mach 10” Android AiO Touch Computer New AI Capabilities Ensure Enhanced Performance and Future Readiness for Retail, Hospitality Sectors HOLLAND, MI, April 3, 2024 – MicroTouch™ introduces the latest addition to its Mach product line: the Mach M1-101IC-AA3 10.1” Android All-in-One (AiO) Touch Computer, promising enhanced performance, security, and…
Credential Stuffing Attack Comes to Streaming Streaming company, Roku, recently disclosed that they had suffered a breach that compromised 15,363 accounts. Fortunately, the breach did not provide thieves with credit card information; however, if credit card information was on file in the accounts, the thieves were able to purchase subscription services such as Netflix, Paramount…
Innovation and Change Slow to the B2B Segment by Wayne Brown The impact of innovation has contributed to the development and launch of new products and services both businesses and consumers. Although it can be a challenge to directly appreciate the impact of innovation in both our professional and personal life, incorporating these changes…
30,000 first dates in 2 days – New Year, New Connections by MMT | Mobile Marketing and Technology With over 5000 attendees, there were over 30,000 first dates at Fintech Meetup from March 3-6, 2024. It wasn’t amnesia like in the movie 50 First Datesthat was the reason for all those first dates at…
Strategies to Maintain Your Clients During Challenging Economic Times by Wayne Brown In this economic environment growing your business can create challenges. The cost of doing business, whether the decision is to outsource your solution or manage it internally, is a decision that has to be made. Many FinTech founders are not fully aware…
ETA Industry Affairs Announces Creation of the ISV Committee with Goals & Outlook for 2024 ISVs play a pivotal role in driving the industry forward with disruptive solutions that are changing the relationship between consumers, businesses, and how they pay. Why it matters: Small businesses are increasingly using at least one value-added service, and interest is…
Quantum’s Here – Insights from Wellesley Hills Financial By Adam T. Hark No fintech, payments or software deal made it to the top of my list for most noteworthy funding to start off the year. Instead, it’s the recent closing of a $300 million equity round to vertically integrated quantum computer company Quantinuum that takes the prize. The lovechild…
How to get people to trust your app People are more comfortable opening accounts with non-traditional service providers, but there’s room to grow. When asked what fintechs need to do to make them feel safer, consumers said they’d prefer to verify their identity to prove that they are who they say they are. Taking extra…
National Retail Federation “Big Show” 2024 New York By Tom McCole It is that time of year when merchants have hopefully celebrated a prosperous holiday season and it’s off to New York for the NRF annual exhibition and conference. The event hosts 35-40 thousand attendees from around the world to see what new trends and…
MPC Interviews Natasha Royer Coons of Advantix Solutions Please state your name, title, company, and email address to provide to prospective partners and customers interested in receiving more information. Natasha Royer Coons, CEO of Advantix, nroyercoons@advantixsolutions.com How are you different than other brands in your space? As a telecom expense management (TEM) provider for over…
5 Advantages and 2 Challenges of Using Blockchain for B2B Payments By Ganeshram Ramamurthy The global B2B payments market has grown considerably through the last decade, and it will continue to do so. A report by Goldman Sachs found that B2B payments are expected to reach $200 trillion by 2028. That’s over five times the…
Generative AI Takes On Vertical Software – Fault Lines Appear By Adam T. Hark I began reading about it last year. In dribs and drabs, articles appeared noting how adept generative AI systems had become at producing workable scripts for software developers. The release (perhaps “unleashing” is more accurate) of OpenAI’s ChatGPT in November 2022 had already proven…
Sound Payments Officially Releases First Sound POS System Updates for 2024 Updates are Part of a Long-term Plan to Enhance and Grow the POS JACKSONVILLE, Fla. (Jan. 17, 2024) – Sound Payments, a processor-agnostic POS and payments software and technology provider, released the first series of updates today to its Sound POS system, which…
Effective FinTech Lead Generation Strategies? By Wayne Brown Connecting with FinTech executives to initiate new business opportunities can be challenging. Time spent to deliver innovative solutions, managing the growth of the company, and raising funds usually takes priority. Many people believe that cold calling is dead, however in reality, is this true? There was a…
SEC Approves Bitcoin Spot ETF: Digital Assets Go Mainstream The financial world is getting a major shake-up, and it’s all thanks to the SEC approving the first 11 Bitcoin Spot exchange-traded funds (ETFs)1,2 and many more expected to come. This is a game-changer and an eye-opener, especially for those who’ve been on the fence…
How NFPs Can Avoid Online Distractions by Mikel Lindsaar Not-for-profits have a special place in my thoughts. Whilst commerce is a good thing, I reserve a fondness for those organizations that are set up to help solve a social issue or to bring attention to any group in society who needs help. I spend most…
Enterprises must navigate through challenges to ensure responsible and ethical deployment of AI solutions, says GlobalData For immediate release: 4 January 2024 Generative AI has raised new challenges related to ‘Responsible AI’, catapulting concerns into the headlines and forcing enterprises to revisit their AI policies at a time when they investigate new potential applications. Enterprises…
Talus Pay Acquires Jobox.ai and Clarus Merchant Services Acquisitions Provide Fintech Software and Integrated B2B Capabilities to Accelerate Growth January 04, 2024 09:12 AM Eastern Standard Time DALLAS–(BUSINESS WIRE)–Talus Pay, a fast-growing technology-driven provider of payment processing solutions for small and mid-sized merchants, is pleased to announce it has acquired Jobox.ai (“Jobox”), a fintech company…
Community Bank Success is Contingent on Embracing Technology Based Solutions by Wayne Brown Community Banks are discovering the advantages of partnerships to build a competitive advantage. The rapid evolution of technology impacts nearly every industry, especially financial services.. As FinTechs continue to siphon consumers for all kinds of financial services, banks must take new…
2023’s Top Celebrity Investors Revealed In the world of fame and fortune, some celebrities go beyond the spotlight, strategically building wealth through diverse investments. On average, celebrities invest $38 million per investment venture and a third have invested over $100 million in a single business investment.1 As we wrap up into the final weeks of…
FCC expands 16 year old data breach rules to hold telecoms accountable – Approov comments According to a press release Wednesday, the FCC has officially adopted changes to its data breach notification rules to hold phone companies accountable for protecting sensitive customer information, while enabling customers to protect themselves in the event that their…
Giant Step Forward for Bartech “Necessity is the mother of invention” is an ancient proverb that traces its roots back to Aesop’s Fables in the 6th century BCE. Virtually every innovation we know today has resulted from the need to solve a problem. In the point-of-sale arena however, changes have come incrementally over the decades…
Strategies and Techniques That Leverage Ceph to Maximize Data By Martin Verges, Founder — croit.io Data solutions have had to evolve due to the substantial rate of data growth among many organizations. Estimates show that data is growing at nearly 30% year-over-year at many businesses, meaning their budget for data storage has to double…
Mobile Commerce Innovators. – Companies Making a Difference Doing the same old thing over and over is as boring as wearing a gray cardigan on a first date; functional, but boooooring! That is where the payments industry has existed for the past 30 years, functional, but boring. In retail and restaurants, it’s the same gray…
Continue the Fintech Journey with Galileo Money20/20 is over, which means it’s prime time to chart your next course. The Galileo Expedition can continue even after Money20/20—we’ve gathered additional content related to the topics covered during each of our sessions, enabling you to dig even deeper as you plot your next step toward financial services’…
Relevantz Partnership with Fiserv Featured in Fintech Magazine’s September 2023 Edition ATLANTA, Oct 17, 2023 — Relevantz Technology Services, Inc., a leading software services company headquartered in Alpharetta, Georgia, has been featured in the September 2023 edition of FinTech Magazine for its successful partnership with Fiserv. The article, “Driving Fintech Innovation with Fiserv,” sheds light…
MPC Interviews Travis Dulaney, BalancedTrust Please state your name, title, company, and email address to provide to prospective partners and customers interested in receiving more information. Travis Dulaney, Founder and CEO, BalancedTrust, tdulaney@balancedtrust.com How are you different than other brands in your space? Step into a new era of risk management with BalancedTrust—a bespoke solution that…
ADVENTURES IN FINTECH RoadSync: Revolutionizing Logistics through Financial Innovation by Angela Murphy, Ph.D. In the dynamic world of logistics and transportation, where time is money, one company is leading the charge in transforming financial processes to save time and enhance access to revenue. RoadSync, formerly under a different name, underwent a remarkable transformation when its…
NMI Acquires Sphere’s Commercial Division, Simplifying Payments for Partners The combined solution will provide partners enhanced underwriting and risk management capabilities SCHAUMBURG, Ill., Oct. 12, 2023 /PRNewswire/ — NMI, a leading full commerce enablement technology company, has acquired the Sphere Commercial Division. The acquisition will strengthen NMI’s underwriting and risk management capabilities as well as…
Charge Anywhere Announces Priority Payment Systems PIN Keys Now Available for Fully Automated RKI Charge Anywhere Is Pleased to Announce Priority Payment Systems PIN Keys Are Available for Fully Automated Remote Key Injection September 28, 2023 – South Plainfield, NJ – Charge Anywhere, LLC, a leading payment gateway, payment application provider, and root certificate authority,…
Marketing Strategies for the FinTech Startup By Wayne Brown, Managing Partner, The Walker Group Over the years I’ve had the opportunity to work with companies to build and promote their brand via print and social media. Developing a marketing plan to launch a campaign and tracking the results is a key strategy to help a…
Melka Capital Makes Strategic Investment in Kicbac: The Next Big Name in Payments Scottsdale, AZ – Melka Capital, a venture capital firm renowned for its strategic investments in promising startups, proudly announces an investment in Kicbac, an emerging star in the payments industry. Kicbac, a dynamic payments startup, is prepared to redefine the way…
Amazon’s AI move – why you need AI investments as race speeds up September 25 2023 Amazon’s $4bn investment into a ChatGPT rival reinforces why almost all investors should have some artificial intelligence (AI) exposure in their investment mix, says the CEO of one of the world’s largest independent financial advisory, asset management and fintech…
FreedomPay in Paris: Worldpay, Amazon & Thought Leadership It’s been a tremendous week for FreedomPay in Paris! We announced our partnership with Worldpay and our integration with AWS’ Amazon One palm-based biometric technology. We launched our Omnichannel report with Worldpay, and research by FreedomPay and Retail Economics. We hosted an immersive retail experience at our booth and held dynamic thought leadership…
U.S. Bank Unveils Connected Partnership Network New Partnership Network streamlines connection to payment and treasury management services September 21, 2023 U.S. Bank today unveiled an online marketplace of third-party payment and treasury solutions that are fully integrated with U.S. Bank systems. The U.S. Bank Connected Partnership Network helps corporate treasury teams easily identify and adopt technology…
1Voice Unveils Revolutionary Language Translation Solution, Breaking Down Communication Barriers Globally Seamless Conversations Across 47 Languages: 1Voice.Ai’s Game-Changing Solution NEW YORK, NY / ACCESSWIRE / September 22, 2023 / 1Voice.Ai, a dynamic telecommunication company, is proud to introduce its groundbreaking language translation solution, aimed at revolutionizing communication across languages. With a mission to break down language…
Artificial Intelligence Stats and Trends for Small Business Marketing Small businesses (SMBs) are a busy bunch. On any given day, they might be fulfilling orders, engaging with customers in-person, managing staff, doing their books — plus dozens of other tasks. Most would relish an opportunity to gain back an extra hour, or save some extra…
Medtronic data privacy lawsuit may lead to heightened scrutiny of medical devices industry, says GlobalData For immediate release: 20 September 2023 In a development that has sent shockwaves through the healthcare industry, Medtronic, a renowned medical device manufacturer, finds itself embroiled in a legal battle over allegations of sharing a ‘treasure trove’ of diabetes patient…
FreedomPay Announces Partnership with Worldpay from FIS to Provide Best in Class Integrated Payments for Enterprise Merchants FreedomPay will extend its integrated payments support for Worldpay merchants globally, across 33 new markets September 20, 2023 – FreedomPay, an innovative leader in Next Level Commerce™ technologies has today announced an expansion to their partnership with Worldpay from…
MPC Interviews Wendy Holliday, CEO of PayTech Women Please state your name, title, company, and email address to provide to prospective partners and customers interested in receiving more information. Wendy Holliday, M.Ed., CAE, Chief Executive Officer, PayTech Women, wholliday@paytechwomen.org/. How are you different than other brands in your space? PayTech Women is the…
Relevantz at MPC23: Insights and Innovations in Digital Commerce Fresh from MPC23: The Digital Commerce Event in Atlanta, the theme “movement of money” deeply resonated throughout. As one of the platinum sponsors, Relevantz was excited to be part of such a vibrant exchange on the future of digital commerce. The event wasn’t just about predictions…
Latin America sees strong growth in multivendor ATM software The implementation of new software projects, such as a key initiative at Banorte in Mexico, means Latin America was the fastest growing region for multivendor ATM software over the past two years London, 14th September 2023 ATMs using multivendor software in Mexico increase by 66% since…
Salesforce and Conversica Present the Future of Conversational AI at Dreamforce 2023 Conversica and Salesforce to demonstrate the power of Generative AI by combining Conversica Revenue Digital Assistants™ with Salesforce Einstein Gen AI SAN MATEO, Calif., Sept 12, 2023 – Conversica, Inc., the leading provider of AI-powered conversation automation solutions for enterprise revenue teams, today will showcase…
Dr. Angela Murphy to serve on the U.S. Faster Payments Council 2023-2024 Board Advisory Group MPC is pleased to announce that the U.S. Faster Payments Council (FPC), an industry-led organization committed to advancing safer, faster payments in the United States, has selected Dr. Angela Murphy to serve on the FPC’s 2023-2024 Board Advisory Group. The…
PayTech Women Launches Innovative Member App, Sponsored by Bank of America Redefining Networking and Empowerment in the Financial Technology Sector KENT, Ohio – September 14, 2023 – PayTech Women, formerly Wnet, the premier non-profit organization helping professional women rise in the payments and fintech industries, announces the official launch of its groundbreaking Member App, sponsored by…
FreedomPay’s Next Level Commerce™ platform is an agnostic, interconnected, and secure global solution which operates across multiple continents on a single, unified technology stack. Support and secure your business’ international expansion with PCI-validated P2PE to reduce compliance scope, tokenization capabilities, and data-driven insights to strengthen customer relationships. Unleash The Power of Pay with FreedomPay. FIND…
The Federal Reserve Takes Bold Step in Exploring Central Bank Digital Currencies (TAMPA, Fla.) Sep 11, 2023 — The Federal Reserve, the central bank of the United States, is actively delving into the realm of Central Bank Digital Currencies (CBDCs) with an eye toward revolutionizing financial systems and improving accessibility to digital transactions. While proponents…
Bitcoin is the currency for AI, attracting institutional investors -FOR IMMEDIATE RELEASE-September 12 2023 Bitcoin’s compatibility with AI technologies is driving major institutional investors to increase their exposure to the cryptocurrency, says the CEO and founder of deVere Group, one of the world’s largest independent financial advisory, asset management and fintech organizations. Nigel Green says:…
90% of Organizations Concerned With Meeting PCI DSS 4.0 Timeline, Bluefin Survey Finds Payment data security concerns remain widespread as organizations undertake significant lift to meet PCI DSS 4.0 deadline ATLANTA – September 12, 2023–(BUSINESS WIRE)–Bluefin, the recognized leader in PCI-validated encryption and tokenization technologies that protect payments and sensitive data, unveiled the findings of…
ADVENTURES IN FINTECH Reflecting on a Successful Annual Event: MPC Shaping the Future of Payments by Angela Murphy, Ph.D. The past week marked a significant milestone for us as we had the privilege of hosting our annual MPC event in the vibrant city of Atlanta, Georgia. It was a three-day extravaganza where we had the…
It’s a Wrap on MPC23! The 2023 Mobile Payments/Digital Commerce Conference in Atlanta has successfully concluded. And once again, the conference supplied relevant technology insights and future business trends from a wide spectrum of industry experts. The speaker and panel sessions covered topics ranging from banking security, real-time payments, digital wallets, SoftPOS contactless payments, and…
AP Technology Takes the Stage at the MPC23 Digital Commerce Event to Discuss the Future of Payments Richard Love (AP Technology), David Morris (Insider Intelligence) and Moderator Greg Wilfahrt (AP Technology) Give MPC23 Audience a Look at the Future of Real-Time Payments, Secure Payments, Buy Now Pay Later and More Atlanta, Georgia—August 22,…
OneSource Virtual Joins Highline’s Payroll Payments Network to Offer Improved Employee Financial Health and Well-being Solutions DALLAS – Aug. 21, 2023 – Leading provider of services for Workday, and an innovator of extensible applications built on Workday technology OneSource Virtual (OSV), recently announced a first of its kind partnership with Highline, a fintech company…
Digital Commerce Leaders to Sponsor MPC23, Aug. 23-25 in Atlanta MPC: The Digital Commerce Event Returns to Westin Atlanta Perimeter North PHOENIX, AZ, USA, August 15, 2023/EINPresswire.com/– MPC23, the premier Digital Commerce Event, is honored to have the sponsorship of world-leading brands in tech, fintech, banking, merchant services and mobile app sectors for its 13th…
Identity Digital Makes Inc. 5000 for the Third Consecutive Year Continued Customer Interest in Building Strong Online Brands with New Domains Helps Drive Company’s Growth NEW YORK and BELLEVUE, Wash., August 15, 2023 – Identity Digital Inc., a leader in connecting the online world with domain names and related technologies, made the 2023 Inc.…
MPC23 Panelists to Explore “The Movement of Money,” Aug. 23-25, 2023 in Atlanta Wide-ranging Topics Span the Entire Digital Commerce Ecosystem with Industry Leaders ATLANTA, GA, USA, August 10, 2023/EINPresswire.com/ — Chargebacks911, a global leader in chargeback management technology, will host an exclusive workshop at MPC23, the thirteenth annual conference of MPC: The Digital Commerce Event, representatives…
Airship Unifies Experimentation and Optimization to Improve Every Mobile Customer Experience New capabilities give everyone a way to prove and improve performance. World-leading brands that are already achieving significant gains will be recognized and celebrated tonight at Mobile Leaders Forum London PORTLAND, Ore., November 16, 2023 — As organizations rush to adopt AI, a data-driven…
Fintech, Commerce Leaders to Keynote at MPC23, Aug. 23-25, 2023, Atlanta Presentations Reflect Expanding Digital Commerce Sphere ATLANTA, GA, USA, August 3, 2023/EINPresswire.com/ — MPC: The Digital Commerce Event, will bring top-tier keynote speakers to the Westin Atlanta Perimeter North for three days of live speeches, demos, exhibits and networking. MPC23 will feature a star-studded lineup, stated…
MicroTouch Unveils Expanded Mach Series Windows Touch Computers at RetailNOW Experience Live Demos of the Intel-Powered All-in-One Touch Solutions, Including the Recently Launched Android Model; Sales Manager Tyler Wells Earns RSPA Rising Star Award ORLANDO, FL, July 30, 2023 – Today at RSPA RetailNOW., MicroTouch™, a global leader in touch solutions, is revolutionizing industry…
Chargebacks911 to Host Exclusive Workshop at MPC23, Aug. 23, 2023 in Atlanta Learn, Connect and Network with Chargeback Management and Fraud Mitigation Leaders SCOTTSDALE, AZ, USA, July 27, 2023/EINPresswire.com/ — Chargebacks911, a global leader in chargeback management technology, will host an exclusive workshop at MPC23, the thirteenth annual conference of MPC: The Digital Commerce Event, representatives from…
Inside Look into LegitScript Merchant Monitoring and Visa Integrity Risk Program MPC23 Bronze sponsor LegitScript is offering upcoming webinars and demos on their merchant monitoring solution and new Visa Integrity Risk Program. We get a lot of questions about LegitScript’s best-in-class Merchant Monitoring solution: How does it work? What are its features? What makes it…
Respected Fintech Authority Tedd Huff to Record Fintech Confidential Show Live at MPC23 August 23-25, 2023, in Atlanta Join industry leaders at the Westin Perimeter North for this live fintech event. Scottsdale, AZ – July 20, 2023 – MPC: The Digital Commerce Event is thrilled to announce that Tedd Huff, host of the popular…
NMI Helps Its Partners Provide Quicker, Easier Payments Through Authvia TXT2PAY New product offering will be available through NMI’s payment platform marketplace SCHAUMBURG, ILL. (PRWEB) JULY 18, 2023 NMI, a leading full commerce enablement technology company, has launched a product collaboration with Authvia, a platform that provides simple payment experiences via text, to provide its TXT2PAY® capability…
Sound Payments Updates Pricing Functionality for Sound POS Updates Eliminate Merchants’ Risk of Penalties and Helps them Grow Their Business JACKSONVILLE, Florida. (July 17, 2023) – Sound Payments, a processor-agnostic POS and payments software and technology provider, announced today the release of updates to its point-of-sale system, Sound POS. The updates include adjusting or eliminating…
COMMERCE CURTAIN CALL By Angela Murphy, Ph.D., Vice President of Business Development, Photon Commerce Interpretive AI Use Cases for Payments: Revolutionizing the Financial Landscape The world of payments is evolving rapidly, driven by advancements in technology and the growing demand for faster, more secure, and convenient transactions. One of the most transformative technologies in this…
Backstage with Natasha Royer Coons, CEO of Advantix Solutions How would you describe your channel to someone who is not familiar with it? We operate in the information and communication technology (ICT) channel. This channel is comprised of technology distributors, telecom agents, value-added resellers and other advisors that help businesses source, implement, manage and…
MPC23 to Unveil Fresh Channel Partner Opportunities, Aug. 23-25 in Atlanta Meet New Partners, Unlock Recurring Revenue Streams at The Digital Commerce Event SCOTTSDALE, ARIZONA, USA, July 11, 2023/EINPresswire.com/ — MPC: The Digital Commerce Event today announced that tech channel leaders will attend and speak at the 13th annual MPC conference. Attendees will have the opportunity…
Durbin robbin’ the hood (again) By Allen Kopelman, CEO, Nationwide Payment Systems Imagine Senator Richard Durbin, D-Ill., in cape and tights, once again promising to redistribute credit card wealth to merchants suffering from high fees. If the “Durbin Amendment’s Interchange Fee and Network Non-Exclusivity Provisions” passes, we’ll suffer from more than bad optics. …
Developing ATM Markets See Strong Growth as Post-COVID Recovery Continues Reduction in ATM deployment worldwide disguises more positive outlook in majority of markets and more than half of countries see an increase in ATM installations London, 27th June 2023 – New research from RBR’s Global ATM Intelligence Service shows that the number of ATMs installed…
ThriveDX and CyberProof Team Up to Quickly Fill Cybersecurity Positions Proving the Value of Combining a Cyber Academy with Corporate Partnerships to Solve the Cyber Talent Shortage MIAMI, FL – June 27, 2023 – ThriveDX, the leader in cybersecurity and digital skills training, today announced the successful launch of the Cyber Academy to place…
MPC: The Digital Commerce Event Unveils BalancedTrust Workshop Agenda Join fintech, banking experts from 8-12, Aug. 23, 2023 at Westin Atlanta Perimeter North SCOTTSDALE, ARIZONA, USA, June 27, 2023/EINPresswire.com/ — MPC: The Digital Commerce Event is pleased to announce an exclusive Banking As A Service (BaaS) workshop, to be held from 8 a.m. to 12 p.m.…
Airship Research Reveals More Consumers Will Share All Types of Personal Information With Brands This Year Findings show consumers want control over brand interactions and will provide information to get app-enabled conveniences and personalized experiences that simplify their lives PORTLAND, Ore., June 22, 2023 — Against a backdrop of economic uncertainty, inflation, rising customer…
The 9 surprising benefits around automating invoices, procurement, and Accounts Payable systems By Angela Murphy, Ph.D., Vice President of Business Development, Photon Commerce Historically, Accounts Payable has been regarded as a back end function to a business, primarily set in the ways of very manual methods of processing supplier invoices. Recent years have called…
Uncle Sam Wants Your Crypto By Allen Kopelman, CEO, Nationwide Payment Systems What a difference a year makes in the crypto world. Bitcoin 2022 was packed with attendees, exhibitors and big name sponsors. The park across the street had food trucks and an outdoor stage with live music. There were parties and afterparties thrown by…
Critic’s Corner What defines a leader? By Dale Laszig, DSL Direct Like baseball trading cards, company names and titles are constantly reshuffled but trademark traits such as astute analysis, team-building and strategic planning, remain indelibly linked to a leader’s identity and personal brand. A company appoints a proven leader to drive growth, innovate product or…
Backstage with Steve Wilson of Payrix | Worldpay for Platforms Please state your name, title, company, and email address to provide to prospective partners and customers interested in receiving more information. Steve Wilson, Head of Revenue, Worldpay for Platforms, steven.wilson@fisglobal.com or sales@payrix.com. How are you different than other brands in your space? …
MicroTouch Announces Industry Leading Mach All-in-One Touch Computers with Android 13 OS Revolutionary Series Supercharges Productivity and Ensures Enhanced Security for Retail, Hospitality, and Corporate Sectors ORLANDO, FL, June 14, 2023 – Today at InfoComm 2023, MicroTouch™, a global leader in touch solutions, expands its popular Mach product line with the new Mach…
Conversica Integrates Its Generative AI Conversational Platform With Salesforce Marketing Cloud in a Transformative Go-to-Market Initiative The groundbreaking collaboration empowers Salesforce Marketing Cloud clients to engage with leads and customers in hyper-personalized, two-way, one-to-one open-ended conversations throughout the buyers’ journey June 07, 2023: Foster City, CA–(BUSINESS WIRE)– Conversica, Inc., the leading provider of AI-powered…
New Web Addresses Pave the Way for LGBTQ+ Businesses to Thrive and Connect Identity Digital is embracing the power of LGBT and empowering the LGTBQ+ businesses in the digital age. BELLEVUE, WA – June 5, 2023 – Identity Digital™, a leader in connecting the online world with domain names and related technologies, helps…
Wespay Announces Key Results of Instant Payments Survey San Francisco, CA – Wespay published results of a recent member survey revealing service preferences, intended timelines, and support requirements for Instant Payments adoption. These insights are driving the development of new Wespay resources and tools to aid with this next generation of payment services. The…
PayTech Women Live Virtual Session: Breaking News on “The Great Reset” Join PayTech for a fireside chat with FIS CEO and President, Stephanie Ferris, and FIS CPO Kelly Beatty for the June PayTech Women Live! PayTech Women Live THE GREAT RESET: How Leaders Can Provide Clarity & Navigate Change in A Tough Environment : During…
Meet Digital Commerce Movers and Shakers at MPC23, August 23-25, 2023, in Atlanta Join Cross River Bank, Discover, Elavon, Kount, Relevantz, U.S. Bank, Walker Group and More, at MPC: The Digital Commerce Event SCOTTSDALE, AZ, USA, May 25, 2023/EINPresswire.com/ — MPC: The Digital Commerce Event, will bring top-tier keynote speakers and panelists to the Westin…
Backstage with PayMaple’s Allen Caviles Please state your name, title, company, and emall address to provide prospective partners and customers interested in receiving more information. Allen Caviles, CEO, PayMaple LLC, Sales@paymaple.com/. How are you different than other brands in your space? Please state your name, title, company, and emall address to provide prospective partners and…
How Visa’s new rules impact business in 2023 By Allen Kopelman, CEO, Nationwide Payment Systems As we all know, consumers like to have choice in how they pay and merchants have no choice but to pay heavily for those options. In recent years, we’ve seen complaints and even lawsuits that seek injunctive relief from Visa and…
MPC Unveils Agenda for Digital Commerce Event, to be Held August 23-25, 2023 in Atlanta Themed, “The Movement of Money,” MPC23 will Highlight Industry Leaders, including Deluxe, Discover, FedNow, Kount, PayMaple, Relevantz, Worldpay, and More… SCOTTSDALE, ARIZONA, UNITED STATES, May 16, 2023/EINPresswire.com/ — MPC: The Digital Commerce Event is pleased to announce the agenda for its 13th annual…
Best Practices to Ensure Payment Processing Compliance by Jessica Velasco Processing payments involves a lot of very detailed, very complex rules. And everyone — from your acquiring bank and payment processor to card brands and government officials — expects full compliance with those rules. So how do you know what you should and shouldn’t be…
Backstage with AP Technology’s Richard Love Please state your name, title, company, and email address to provide to prospective partners and customers interested in receiving more information. Richard Love. Chief Executive Officer. AP Technology. Info@APTechnology.com/. How are you different than other brands in your space? With over 30 years of experience, AP…
Revolutionize your Business with a Payment Portal for Invoicing Your Customers By Allen Kopelman, CEO, Nationwide Payment Systems If you’re managing a B2B or B2C company, isn’t it time to get the latest technology that is easy to use and gets you paid faster? Here are 8 reasons why your businesses needs a modern…
Backstage with Ganeshram Ramamurthy Please state your name, title, company, and email address to provide to prospective partners and customers interested in receiving more information. Ganeshram Ramamurthy – Director of Engineering – Relevantz Technology Services How would you describe your value proposition to prospective customers and channel partners? We have a proud heritage…
With Q1 closing, AI, data challenges take center stage By Tracy Lai, MPC Strategist, FinTech Consultant, and Partner at LYSTAR GROUP It is almost the end of Q1, 2023, closing out the warmest winter in recent memory. With little snowfall in the tristate area and other parts of the world, the threat of global warming…
Is FinTech changing the way we bank? By Allen Kopelman, CEO, Nationwide Payment Systems FinTech, or Financial Technology, has become a big part of the banking and payments industries over the past decade. As digital technology continues to evolve, banking and payments sectors strive to meet consumers’ and business owners’ changing needs and expectations. Meeting personal and…
MPC: The Digital Commerce Event Announces Several Top-Tier Sponsors Chargebacks911, Discover, Elavon, Kount, Relevantz, U.S. Bank, Walker Group Support MPC23, to be held Aug. 23-25 in Atlanta ATLANTA, GA, USA, March 16, 2023 /EINPresswire.com/ — MPC: The Digital Commerce Event, today disclosed several of the leading brands sponsoring its live, three-day conference and expo, to be held Aug. 23…
MPC: The Digital Commerce Event to Host Atlanta Conference Aug. 23 to 25, 2023 FinTech, Banking, Security and Payments Leaders to Convene in Transaction Alley ATLANTA, GA, UNITED STATES, March 14, 2023/EINPresswire.com/ — MPC: The Digital Commerce Event, today announced its in-person return to the Westin Atlanta Perimeter North on Aug. 23 to 25, 2023. The…
Commerce Trailblazers to Share Diverse Perspectives at MPC: The Digital Commerce Event Cross River Bank, Discover, Elavon, Kount, Relevantz, U.S. Bank, Walker Group and Other Leaders to Speak in Atlanta, Aug. 23-25 ATLANTA, GA, USA, March 9, 2023 /EINPresswire.com/ — MPC: The Digital Commerce Event, will bring top-tier keynote speakers and panelists to the Westin Atlanta…
ValleyFinTechPay, the Arizona chapter of BayPay Forum, held its first meeting at Deloitte’s Tempe offices on Thursday, Feb. 23, 2023. Lanny Byers, president and board member of ValleyFinTechPay, shared insights on the newly formed organization and Arizona’s growing fintech community with The Green Sheet. Following are interview highlights. What inspired you to start an Arizona…
US race for digital dollar fuels case for Bitcoin FOR IMMEDIATE RELEASE – March 6, 2023 With the US government’s work on a potential digital dollar accelerating, meaning a digital greenback could soon be a reality in the US, the case for Bitcoin becomes “significantly stronger.” This assessment from Nigel Green, CEO and founder of…
Pidgin Partners with Community Bankers’ Bank to Facilitate Faster Payments Across Network of Independent Community Banks Community Bankers’ Bank is the latest institution to join Pidgin’s growing roster of correspondent bank clients ATLANTA, Feb. 21, 2023 – Pidgin, a secure real-time payments platform built for the future of payments, announced that Community Bankers’ Bank (CBB) is extending the…
ValleyFinTechPay to host first meeting in Tempe with Digital Payments Leaders Bryce Deeney, equipifi CEO and Zach Aron, Deloitte, to Speak at Inaugural Event TEMPE, ARIZONA, UNITED STATES, February 21, 2023 /EINPresswire.com/ — ValleyFinTechPay, the newest chapter of BayPay Forum, will host an inaugural meeting at Deloitte’s offices at 100 S. Mill Ave., Suite 1800,…
5 Reasons Why You Need a Merchant Account By Allen Kopelman, CEO, Nationwide Payment Systems With ever-changing technology and customer buying habits and preferences, the best way to meet customers, suppliers, and business partners wherever they are and accept all the different currencies and payment methods they may want to use, is to set…
Asia Financial Forum 2023 kicks off Year of the Rabbit By Tracy Lai, MPC Strategist, FinTech Consultant, and Partner at LYSTAR GROUP Welcome to the new year. It’s hard to believe it’s the third year since the pandemic, starting off as before with the Asia Financial Forum. Co-organized by the Hong Kong SAR government…
Celebrate Black Women in Fintech during Black History Month! This month is a time to reflect on the struggles, sacrifices, and triumphs of Black people throughout history. As we celebrate Black History Month, we want to acknowledge the contributions and achievements of Black women in fintech and recommit ourselves to promoting diversity, equity, and inclusion in the workplace and…
Using AI and payment automation to outpace competitors By Dr. Angela Murphy, VP, Business Development, Photon Commerce Payments automation and Artificial intelligence (AI) have become increasingly important in the world of finance, as businesses look for ways to streamline and optimize their operations. AI has captured the public imagination in recent years, with many…
Backstage with Kount’s Jared Kernodle Please state your name, title, company, and email address to provide to prospective partners and customers interested in receiving more information. Jared Kernodle, Chief Revenue Officer, Kount® How are you different from other brands in your space? Kount is trust and safety technology. And there are…
AutoConnect: The Offline Payment Feature Created by LISNR Everyday customers are losing patience due to long lines at checkout. Most often these delays are caused by slow moving payment processes. While the shift of cash currency to direct payment from mobile wallets has helped to improve efficiency, the use of unidirectional QR codes to associate…
PayMaple LLC Announces Data Integration with Dealertrack DMS, Benefiting Dealer Customers MILWAUKEE, Jan. 24, 2023 /PRNewswire/ — PayMaple LLC, a web based point of sale and reconciliation solution, today announces a data integration with Cox Automotive’s Dealertrack DMS an integrated dealer system that opens up opportunities via their Opentrack flexible platform for bi-directional, 3rd party and…
FreedomPay hosted a live panel discussion on Monday, Jan. 16, 2023, with payments industry leaders at NRF 2023. The event, held 10:30 to 11:30 a.m., at Booth 4250 at New York’s Jacob Javits Convention Center’s exhibit hall, was live-streamed on YouTube, Twitter and LinkedIn, FreedomPay representatives stated. As moderator, I was fortunate to be joined…
Galileo to manage and service loans in seamless, bank-issued Galileo Buy Now, Pay Later offering, enabling more financial flexibility for today’s digital consumer SALT LAKE CITY–(BUSINESS WIRE)–Galileo Financial Technologies, LLC, a leading financial technology company owned and operated independently by SoFi Technologies, Inc. (NASDAQ: SOFI), today announced a buy now, pay later (BNPL) solution with…
Backstage with Galileo’s Trish Cox Please state your name, title, company and the email address to provide to prospective partners and customers interested in receiving more information. Trish Cox, Head of Operations, Galileo Financial Technologies. How is your company different than other brands in your space? Galileo offers a cloud-based, end-to-end, fully integrated financial technology…
Community Giving: All Year and Every Day Podcast At Nationwide Payment Systems, we’ve supported charitable organizations since we opened in 2001, and last year we sat down with our staff to look at ways to honor local organizations. We met with leaders of local charities that are helping the environment, children, education, and veterans, and…
oona & Magiccube team up to free merchants from dedicated payment acceptance devices January 10, 2023 Oulu, Finland – Santa Clara, USA oona a brand of Aava Mobile Oy, a global provider of professional-grade tablets and smart screens for enterprise merchants, is excited to announce that it’s partnering with MagicCube and its i-Accept…
OV Loop Launches Community Empowering Super-App Platform Ahead of Big Players Partnering Now with Key Merchant Service Providers That Need OV’s Platform with Omnichannel Engagement and Loyalty Tools to Better Serve Clients and Fend Off Big Tech Competitors FOR IMMEDIATE RELEASE DATE: January 5, 2023 – [Boston, MA, USA] – OV Loop announces the launch…
Author: Ganeshram Ramamurthy In this article, we’ll explore the features and benefits of this exciting new financial model and how it can be used in Fintech applications to improve financial offerings. How can CeDeFi be used for Fintech applications? CeDeFi can bring many benefits to the Fintech industry to serve the needs of both traditional…
Year-end wrap up for holiday season 2022, as we approach year-end, has been bittersweet in our industry and world. Cryptocurrency exchange FTX bankruptcy has broadly impacted companies, sovereign wealth funds, and other traditional financial institutions. It highlighted the importance of balancing regulation with wild innovation. And it also raised the question to a bigger audience…
Boost non-interest revenue with a bank-fintech partnership There’s been so much hype recently about how banks need to be more like fintechs. Financial analysts are warning banks to innovate quickly or risk being left behind. But we’re talking about banks here, not Burger King. Speed of service may be the end game in the fast…
Instant Payments Adoption: Shifting to the “New Normal” The worldwide value of instant payments is said to reach $70.4 billion over the next five years, growing close to $200 billion by 2024. The rising demand for instant payments doesn’t just have to do with B2b transactions, the gig economy or cross-border payments. It is also…
The fundamental promise of omnichannel commerce is to meet customers wherever they are, whether they’re transacting via mobile app, internet, cellular network or physical store. But how can merchants and service providers recognize valued customers in the digital world? It makes sense that omnichannel commerce deserves an equally multilayered approach to authentication and verification in…
Ringing in the New Year with MPC’s Board of Advisors The approaching new year will bring opportunities, challenges and new technologies to the digital commerce sphere. MPC sat down with several members of our advisory board to get their take on 2023. Following are excerpts from our backstage interviews with Travis Dulaney, Greg Wilfahrt, and…
May your Business be Busy and your Sales be Bright Happy Holidays from all of us at MagTek ‘Tis the season retailers look forward to all year – Holiday Shopping Season! From Black Friday to Cyber Monday to New Year’s Day sales, customers clamber for good deals, and good cheer. And to ensure a Happy…
Aspen Kirk’s House of Dreams This holiday season, we celebrate the true stars of Obsidian Banking’s journey with “House of Dreams” by Aspen Kirk, the artist who designed Obsidian Banking’s logo. This season, we celebrate the talented, courageous, and resilient Black community, past, present, and future. You are always with us. Thank you, MPC, for…
Protect legacy systems with advanced MFA Account takeover (ATO) is a hot topic right now and even bigger problem for businesses. We’ve all heard how usernames and passwords are insufficient protection against a growing number of threats. And we’ve heard about high-profile security breaches against well-known brands, but not all attacks make the 6:00 news.…
What gasless transactions mean for DeFi dApps Author: Ganeshram Ramamurthy | Relavantz The number of decentralized finance (DeFi) dApp users is growing, with 4.8 million DeFi wallets out in cyberspace as of July 2022, a 69% increase from a year prior.1 In this blog, we’ll explore DeFi dApps and why they’re gaining in popularity. We’ll also…
Push Provisioning – What is your digital strategy? Cardholder payment technology is changing rapidly, and digital wallets have evolved alongside physical cards to expand consumer payment choices. Some financial institutions have invested heavily in the development of technologies to build their own solutions to provision physical cards to a digital wallet while others are looking…
PayMaple Welcomes Payment Industry Hall of Fame Executive O.B. RAWLS IV to their Board of Directors CHICAGO, Dec. 1, 2022 /PRNewswire/ — Today, PayMaple, an innovative and disruptive Payment Facilitator, announced the appointment of O.B. Rawls IV to its Board of Directors. O.B. Rawls, one of the most influential figures in payments, most recently served…
They are always with us By Damon Kirk When I stepped out this morning I saw leaves dancing, spirals of color dancing in the wind. It was a fall morning like this, in October 1916, when Anthony Crawford stepped onto his land, some he had inherited, some he had purchased, with plans to build a…
NAC 2022: The ATM reinvented The National ATM Council met in Hollywood, Fla., at the Hard Rock Hotel, and it was a jam- packed conference with educational information, great speakers, presentations and exhibitors. Being in the credit card business and also in the ATM business since 2001, I have a distinct take on ATMs. My…
Singapore FinTech Festival kicks off in November Singapore FinTech Festival, the largest FinTech Festival in the world and a knowledge platform for the global FinTech community, kicked off its largest in-person show post Covid in Singapore in Nov. 2-4, 2022. Organized by the monetary authority of Singapore in partnership with the Association of Banks in…
Women in FinTech and PayTech: Let’s Rise Up and Do Better Together! Last month I attended the Rise Up program as part of the Do Better Together initiative at Money20/20. To say that the programming, speakers, and relationships I formed in the industry were life-changing seems like an understatement of the experience. For those who…
FIDO advances passwordless future Authenticate 2022, held Oct. 17 to 19, at the Sheraton Grand Seattle, drew approximately 500 on-site and 400 virtual attendees from the global identity community. Hosted by FIDO Alliance with signature sponsors Google, Microsoft, Visa and Yubico, the three-day event highlighted advanced approaches to online and mobile authentication in exhibits, live…
Backstage with Wendy Holliday, CEO, PayTech Women Q>What inspired Wnet’s rebranding and how does the new name and brand reflect your vision and mission? In 2005, the founders of Women’s Network in Electronic Transactions (Wnet) created a unique space for hundreds of women in the payments industry to connect, network and share objective advice. Wnet…
Thwart ATOs with high-tech, high-color security As recent high-profile security breaches have shown, account takeover (ATO) attacks are a growing problem for businesses of all types and sizes. And despite recent advancements in pass wordless and multifactor authentication, which have improved security, we still have a deficit of viable authentication methods and hackers are still…
PaxCon 2022 After a 2-year pandemic induced hiatus, Pax US is hosted its PaxCon conference at the Hilton Resort in Orlando for their ever-expanding reseller base. Over 500 attendees were there to see all of the new Pax products and services and were not disappointed. CEP Andy Chau started the sessions with the Company’s substantial…
AppTech Payments Corp. Announces Partnership with Chip Financial Partnership enhances Chip Financial’s suite of solutions that provide brands transformative technology to create seamless customer experiences CARLSBAD, Calif., October 18, 2022 (GLOBE NEWSWIRE) – AppTech Payments Corp. (“AppTech”) (NASDAQ: APCX), an innovative Fintech company powering commerce experiences, today announced its partnership with Chip Financial to support…
Durbin 2.0: A Clear and Present Danger, By Allen Kopelman It’s called Durbin 2.0 for a reason: the policymaker who never took the time to understand how credit card processing works is back, with more prescriptive legislation designed to fix things that aren’t broken. We went live on LinkedIn to discuss the proposed bill and…
Money20/20, the largest FinTech Event, kicks off the week Money20/20, the largest FinTech event in the world, is kicking off its largest post-Covid show in Las Vegas, NV, Oct. 23-26. And here I am, with around 11,500 colleagues from more than 3,000 banks, FinTechs, technology firms, service providers and policymakers from around the world, for 3½-days…
After two years of virtual conferencing, MPC: The Digital Commerce Event took place in person at the Westin Atlanta Perimeter North, Aug. 22 to 24, 2022, attracting several hundred banking, financial services, tech and merchant services professionals. Palpable energy flowed through the exhibit hall, breakout sessions and main stage at MPC’s 12th annual conference. Peter…
Commercial virtual card use has boomed in recent years, from supplier payments and software subscription to insurance and travel expenses. The worldwide value of these transactions are expected to hit $7 trillion in 5 years, a gain of $5 trillion from 2021, according to Visa. However, this phenomenal growth expands beyond commercial use cases. Virtual…
Why would financial institutions, with rich reserves of consumer data, artificial intelligence and advanced sense-making technology, paint marginalized communities with a broad brush? Aggregating all types of underfinanced individuals into one amorphous “underserved” demographic seems odd, especially in financial services, an industry that champions personalization at scale. Examples of personalization on a massive scale might…
MPC launched its first post-pandemic, in-person show in Atlanta, GA, Aug 22- 24, 2022, attracting business leaders and executives from across the payments and digital commerce ecosystem. Throughout the three-day conference, banks, fintechs, technology companies and service providers shared perspectives on trending topics, including the following: Build, Connect, Innovate: Peter Gordon, Head of Enterprise Money…
ISO, the organization in Switzerland that makes up the codes for individual business types that are used around the world, and by the card brands, to identify specific business types, has issued a new code for Firearms/Guns. When the news first broke, I was a bit shocked that there wasn’t immediate blowback, but then I…
What impacts did COVID have on the banking industry? Covid has accelerated the digitalization of retail bank branches whether we like it or not. It has altered the ecosystem as a lot of banking activities are now being pursued through online or mobile banking and due to covid, the rise of digitalization is required to…
Technology has several goals for retail banks, including the migration of transactions and sales to digital channels, 24/7 customer access for every interaction, a personalized approach to sales, and a unified, omnichannel user experience—meaning that customers have a seamless experience whether they are online, on an app, or in the branch. Micro Branch is a…
Aug. 22-24, 2022 | Westin Atlanta Perimeter North Join us, with our Atlanta Chapter and in partnership with the MPC Digital Commerce Event, for special education and networking events at MPC22! Log in to receive a FREE registration with promo code: WNET22100. Engage with Wnet at MPC22: August 22 | 3:50-4:25 pm: The Power of Minority Transactions Panel moderated…
Q&A with Nick Hughes, Head of Growth, GoCart Nick Hughes is GoCart’s head of growth, and has an extensive background in payments, e-commerce, and SMB software. He is passionate about client and consumer experience. Q: So Nick, tell us about some of the big changes that restaurants have seen over the past couple years. A:…
Consumers’ love affair with dining out was strained during the global pandemic, but the relationship didn’t end altogether. Instead of going out to eat, consumers took their food to go or had it delivered. Restaurants had to adapt quickly to new expectations. Those that didn’t got left behind. Our research shows just how much consumer…
It’s rare to see a shopping cart filled with groceries, clothing or home goods left behind in a brick-and- mortar store, but online, it happens all the time. Amid the surge in e-commerce, cart abandonment rates remain high across the restaurant, retail and services industries – an estimated $4 trillion worth of goods were abandoned online…
We learned a long time ago that consumer preferences differed by demographics and geography. But consumer behavior in online shopping changed dramatically in the last few years, due in large part to COVID-19. As retailers reflect on the impact of quarantines and lengthy shutdowns, they’re also anticipating how consumers will act in the future. Will…
US Bank recently published “4 ways to make practical use of real-time payments,” highlighting how faster payments are enriching the lives of consumers and service providers. In addition to showing the power of collaborative technologies at work, these examples illustrate how far we’ve progressed in payments and financial services, due in no small part to…
Almost all of the mass payouts organizations believe that their AP accounts payable systems’ inability to handle scale is inhibiting their growth. These types of companies are not the only ones feeling the pains of slow innovation in the accounts payable technology space. When bills are not paid on time or mass payouts require manual…
FTX is a rising star in cryptocurrency world that was founded in 2018 and soon became one of the world’s most popular cryptocurrency exchange platforms. As of last July, the company has about $10 billion daily trading volumes serving over a million users and is valued at $18 billion. Wunderkind Sam Bankman-Fried, CEO at FTX,…
Out of all the current trends happening in the banking and payments industries at the moment, there’s probably nothing more controversial than buy now pay later. Is at a crossroads? It depends on who you ask. In September, BNPL was on a high coming off the summer months. Almost a year later, it seems the…
While consumers and small business owners are feeling inflation’s pinch, there are fewer Chapter 11 filings this year compared to last year, according to new research by Epiq Bankruptcy and ABI Research. Analysts noted commercial filings decreased 7 percent and small business filings by 8 percent in June 2022. In addition, total bankruptcy filings decreased…
With digital transformation impacting every aspect of retail and hospitality, payments analysts are questioning if traditional countertop terminals have a future. Look at how rapidly QR codes have scaled. Here at Nationwide Payment Systems, we started using QR codes 10 years ago when no one even knew what a QR code was and now everyone…
While consumers and small business owners are feeling inflation’s pinch, there are fewer Chapter 11 filings this year compared to last year, according to new research by Epiq Bankruptcy and ABI Research. Analysts noted commercial filings decreased 7 percent and small business filings by 8 percent in June 2022. In addition, total bankruptcy filings decreased…
Embedded real-time payments allow companies, regardless of industry, to offer real-time payment services directly to their clients. By ‘embedding’ payments, companies leverage real-time payment technology to effectively eliminate the extra process layers – and time — necessary to complete transactions in ‘traditional’ ways. There’s a lot to be excited about this year when it comes…
5G ultra-wideband technology began rolling out in April 2019 and continues to make its way around the globe, creating an infrastructure designed to support agile video streaming and multi-device connectivity. The Green Sheet recently interviewed Mario Galatovic, vice president of products and alliances at Utimaco about the changes we can expect with 5G technology. 5G can…
On May 24, 2022, FinTech Nexus, formerly Lendit, drew more than 4000 attendees to New York’s Jacob Javits Center for two intense days of engagement and networking. Following are conference highlights: Fintech women: Over 100 fintech female executives shared insights on career enhancing strategies and ways to achieve influence in a male-dominated field. The session…
I am excited to announce a new Wnet program that will prepare you to lead with ease, perform at your peak, influence those around you and positively affect your organization. As co-chair with Tom Wimsett, Chairman & Managing Partner, Merchant’s PACT, we have developed the PayTech Women Executive Academy with expert executive coaches and trained facilitators to propel you to succeed,…
May 2022 went out with a bang and a new fintech holiday: Finclusion Day! What better way to gauge our collective progress than with our very own holiday? Going forward, fintechs around the world will promote advances in financial inclusion every May 31. And considering our industry’s vast reserves of creativity, I can’t wait to…
The rise of embedded finance tools in the consumer sector in recent years has made payments and money management significantly more convenient, flexible and intuitive for users, while drastically increasing revenue and growth opportunities for providers. With the power–and profitability–of embedded finance well-proven in the consumer sector, the model has begun making its way into…
Since the beginning of the Pandemic, it has become eminently more noticeable that retail and dining customers are using contactless payments far more frequently. What started out as germophobic anti-virus protection on payment terminals has developed into a very convenient payment habit for many consumers. Contactless payments, like most payment innovations, has taken a long…
In celebration of Small Business Week and National Small Business Week, MPC sat down with Web Griebel, Senior Director of Online Payment Product at Heartland to discuss how business owners can leverage advanced, automated technologies to delight customers and improve cashflow. Following are interview highlights. How would you describe payment links and what problems…
Breakthrough technologies are exactly that: disruptive inventions that break through invisible barriers and change the game forever, whether it’s aviation, computing or payments. On Oct. 14, 1947, Capt. Charles E. Yeager broke the sound barrier in a Bell X-1, the first aircraft to fly faster than the speed of sound. The proof of concept gave U.S.…
Manually processing payments and invoices is a pain, creating error-prone, inefficient, and costly workflows resulting in missing statements and late payments. Accounts payable (AP) automation can help organizations do a lot more than accelerate payments; it can also be a strategic, multipronged business tool for long term use. AP digitization can help businesses to reduce…
Hong Kong’s future as a business hub for fintech startups was the topic of a Greater Bay Area Initiatives webinar, held April 26, 2022, with venture capitalists and unicorn founders. Organized by Silicon Dragon and sponsored by Invest Hong Kong, the webinar attracted startups and entrepreneurs who are interested in expanding Asia-Pacific footprints. Three sessions…
Obsidian Banking’s cofounders Damon Kirk, CEO and Steven Farrar, CFO, are creating a financial services platform designed to advance financial literacy and wealth among Black communities across America. Meet the cofounders at MPC22 and learn more about their #MillionDoorsChallenge and transformative journey to a new era of inclusive banking. Obsidian Banking, a fintech startup, designed…
In the past, merchants only needed to accept a transaction. Today, merchants need and want customized software that will help their business run better and more efficiently. Partner with Harbortouch and offer proprietary software for almost all business types. Take advantage of our new MICROS & Hotel Sales Programs! Through these MICROS 101 and Hotel…
MEDIA ADVISORY BURLINGTON, MA, APRIL 29, 2022 – Executives from Aliaswire, a provider of bill payment and credit solutions for businesses and banks, will be featured presenters at the 2022 Nacha Smarter Faster Payments TM Conference next week in Nashville, Tennessee. The event takes place May 1-4 at the Gaylord Opryland Resort and Convention Center.…
The Net-Zero Banking Alliance (NZBA), comprising 98 members from 39 countries who collectively manage $66 trillion in assets, pledged to fight climate change by supporting net-zero emissions. At their inaugural meeting during the 2021 UN Climate Change Conference, members agreed to work together to prioritize areas of impact in greenhouse emissions and set near-term targets…
Most consumers use banks for traditional services like savings, checking accounts, and loans. Most banks offer similar services, with hardly any differentiation. This has resulted in a huge untapped opportunity for banks to offer more personalized services to customers. These services address their needs and aspirations, especially focusing on helping their customer with their overall…
In last month’s issue, I wrote an article explaining the history of RfPs (request for payment), benefits of RfPs, and the path to ubiquity for this payment type. For this month, I wanted to focus on benefits and challenges to adopting RfPs, with the goal of generating dialogue about how we can implement this payment…
It’s the third spring since the pandemic broke out in 2020 and tax season once again. What impact will evolving regulations have on the cryptocurrency assets in numerous investment portfolios? These regulation updates and tax implications have been top of mind, as investors consider what to include and how to include these items on their…
Co-brand credit cards and PLCCs encourage increased consumer spending while providing benefits and rewards to most valued customers. Co-brand and private-label credit cards provide value to all parties involved. Issuers, card networks, and merchants all benefit from working together to issue credit cards. As merchants are becoming savvier and demanding more value from their co-brand…
The Request for Payment (RfP) is a payment processing system that has been agreed by financial institutions globally to be the future of digital payments. RfPs enable businesses and consumers to get paid into their bank accounts from customers’ accounts in real-time within seconds. Vendors no longer need to wait two to three days for…
What is refund fraud, and why is it a growing threat to companies that ship goods or accept returns? You may know e-commerce refund fraud by a few names. But whether you call it refund fraud, shipping fraud, or cargo loss, it’s a big problem for any company that ships goods or accepts returns. Essentially,…
In a recent survey conducted by 451 Research of more than 260 payments and fraud managers across North America, Europe, LATAM and Asia, 64% strongly agreed that e-commerce fraud is becoming an increasing problem in their industries. Our research depicts a challenging state of affairs, with three primary forces that continue make effective fraud management…
With a global pandemic in the rearview mirror, different opinions are circulating on Asia’s economic outlook and global trends, particularly in Hong Kong, a leading APAC market. The Hong Kong Association of New York, together with New York’s Hong Kong Economic & Trade Office and HSBC shared perspectives on Hong Kong’s near-term economic future at…
Okcoin, a cryptocurrency platform, is actively recruiting women through its partnership with podcast host Natalie Brunell and its grant programs, Bitcoin for Fairness and Ladies in Bitcoin. On March 7, 2022, the company disclosed the first grant recipients. The Green Sheet recently interviewed Hong Fang, CEO at Okcoin about these initiatives. Following are interview…
Marc Real Garcia, CEO at Barcelona-based Minnim Design, in partnership with Groenlandia, has created Nuuk, a cold chain solution designed to securely transport biological samples. Describing the solution as the first end-to-end solution to guarantee safe and secure transport, Garcia said the solution is fully trackable and uploads data to the cloud in real time.…
FOR IMMEDIATE RELEASE MIAMI, FL (March 11, 2022) — Global ecommerce fraud protection leader ClearSale (www.clear.sale) has been recognized as one of the Women Impact Tech 100 for 2022. Coinciding with International Women’s Day, this inaugural list honors the standout companies that are going above and beyond to foster an equitable and thriving workplace…
Innovative and Efficient Solutions Help Restaurants with Line Busting, Self-Ordering, Curbside, and Online Ordering LOS ALAMITOS, Calif. – March 2, 2022 – As restaurants continue to look for innovative solutions to support their business, Epson today announced plans to showcase leading and essential technology solutions at MURTEC 2022, the multi-unit restaurant technology conference. At work in millions of…
The payments ecosystem is vastly more complex and capable of meeting merchants’ and consumers’ specific payment requirements in nearly any use case. Despite the level of innovation in the marketplace, no one payment method fully satisfies consumer needs for ubiquity, convenience, security, and speed across every payments use case. Payments industry participants often discuss paths…
The threat of ransomware attacks has become so significant that the National Cybersecurity Alliance and the PCI Security Standards Council issued a joint warning bulletin earlier this month. In 2021, ransomware was responsible for attacks at 37% of businesses globally, with an estimated cost of $20 billion. In a blog post on the subject, Lance…
As the President and CEO of CyberMoney® Rob Hanlon is leading his organization as they deploy a revolutionary and disruptive payment platform to fulfill market demands created by fundamental changes in consumer behavior and business needs. An executive leader who combines deep technical expertise, broad business experience and trust-based relationships to drive transformation resulting in…
As we emerge from the too-lengthy COVID business fog, it is interesting to see how businesses have adapted to adversity, in their business practices and even in the way that they transact. Businesses of all sizes have discovered that personnel can work remotely— efficiently and with a high level of productivity. As a result, many…
More than 66,000 viewers from 82 countries and regions attended the 15th HK Asia Financial Forum, which was held online by Hong Kong Trade Development Council (HKTD) and HK government Jan. 11 to 12, 2022. 73 percent of attendees were CEOs and senior decisionmakers. Peter Lam GBS, chairman of Hong Kong Trade Development Council and…
I am excited to join the MPC community and share my thoughts on industry trends and innovations. Over the past few years, my writing focused on B2B payments and the gaps in payments processes. In my experience, the key to transforming B2B commerce comes from understanding the manual processes that inhibit growth, drive cost within…
I recently had a chat with Rob Hanlon, CEO at CyberMoney about the changes we’ve seen in the past several decades with consumers, merchants and third-party service providers. Hanlon noted we’ve come a long way from the big brand era. Back in the day, it was common for people to think the big brands didn’t…
Integration with DirectBillerÒ bill pay platform adds convenience for consumers, banks and their clients BURLINGTON, MA, FEBRUARY 17, 2022 – Aliaswire, a provider of digital payment and credit solutions for businesses and banks, today announced that it has integrated its DirectBiller payment platform with Mastercard Bill Pay Exchange. Businesses using the DirectBiller platform can now offer an enhanced billing…
Roy Ng is CEO at Bond, a financial technology company that enables organizations from any industry to create personalized financial experiences for their customers and communities. Using Bond’s software and API platform, developers can embed next-generation financial products into amazing customer experiences. Bond was founded in 2019 by industry veterans from Twilio, SoFi, SAP, Goldman Sachs,…
During the pandemic, mobile app usage increased by 39 percent in the United States and as much as 72% in Europe, according to a recent study by Finextra. Users around the world became accustomed to fintech and ecommerce and researchers expect momentum to continue into 2022, largely driven by financial technology advancements. Recognizing that digital…
SaaS provider Walletmor will plant a wallet in your hand The future becomes reality with the first globally accepted, biologically safe payment implant. Installed under the skin, the device is a convenient alternative to your bulky wallet full of credit cards. The ISO-certified, bio-compatible solution, Walletmor, is available to U.S. residents for $229 USD, company…
Transactional selling, which tends to focus on short-term gains, was effective in moving merchants from paper to electronic commerce and mag-stripe cards to EMV. Today we need a more consultative approach. Our COVID-fueled analog-to-digital movement presents multiple options for expanding customer reach and is more complex than earlier merchant migrations. In this complex landscape, without…
Digital Transformation, Real Time Payments, Ether DeFi, Embedded Finance, Banking As A Service are all the latest buzz words in Payments and FinTech. While those words actually describe the market segment or grouping of service providers in the ecosystem of finance, how do you know what type of payment service you really need? Who cares…
A Visa bulletin concerning cashless ATMs, published Dec. 2, 2021, is causing a stir in the ATM and cannabis industries. At issue is a prevalent scheme involving POS devices posing as ATM terminals and routing sale transactions through debit card networks to make sales look like ATM cash withdrawals. This practice violates Core Rules and…
Fast-growing New England convenience brand rolls out Loyalty, Order & Delivery and Mobile App Newton, MA—December 6, 2021—Paytronix Systems, Inc., the most advanced digital guest experience platform, today announced that Yatco Energy, a fast-growing New England based chain of convenience stores, has launched Yatco Rewards on the Paytronix platform. Paytronix will provide the Yatco Rewards with loyalty, a branded mobile app, and, for three of the Yatco stores, order and delivery. “Yatco Rewards will help create brand loyalty…
29th November, 2021, London. PPS, an Edenred company, today announces its partnership with UK-based ekko, an iconic climate-friendly debit card, app, and ecosystem that empowers consumers to make a difference in the fight against climate change. Ekko is enabling its customers to deliver a positive impact on the planet while engaging in routine actions like shopping, banking, and paying…
This year’s Wnet Leadership Summit, [held Nov. 3-4, 2021, and] presented by FIS, was twice as special as we celebrated our 15-year anniversary and, at long last, gathered in-person to invest in ourselves, our career development, our teams and our financial future. I was honored to present the 2022 Wnet Board and President’s Advisory Council and be…
In an Oct. 27, 2021, media briefing, The National Retail Federation forecast strong holiday sales for online and brick-and-mortar retailers exceeding last year’s holiday spend by as much as 8.5 to 10.5 percent and revenues of $843.4 to $859 billion, according to NRF president and CEO Matthew Shay. “We all know it’s been another historic…
MPC is delighted to share perspectives from payments industry leader Michael Ault, as he reflects on 2021 and looks ahead to a bright new year. Following are his predictions for the payments industry and how the pandemic has reshaped the digital commerce ecosystem. 5 Predictions for Payments Landscape in 2022 and our reflections on…
HK Financial Services, the Treasury Bureau and Invest HK hosted Hong Kong FinTech Week 2021, the first hybrid event, held November 1-5 at both HKCEC and online. As one of Asia’s most influential FinTech conferences, the event drew nearly 17,000 participants onsite and online, including executives, investors, regulators, entrepreneurs from more than 60 economies, 400…
70% of all financial services firms are using machine learning to predict cash flow events, fine-tune credit scores and detect fraud 54% of Financial Services organisations with over 5,000 employees have adopted AI It is forecast that AI Market to Hit USD 360.36 Billion by 2028 London, UK – 17 November 2021: The Payments…
Piccadilly Rewards brings fresh-made favorites to your phone with Paytronix Newton, MA – November 17, 2021 – Paytronix Systems, Inc., the most advanced digital guest experience platform, today announced that Piccadilly Restaurants has launched a powerful new rewards program and mobile app leveraging the Paytronix platform. With Piccadilly Rewards customers can browse the menu and order favorite southern, homestyle cooking right…
“There’s no doubt that the convenience of digital interactions with businesses has completely influenced consumer preferences in recent years. However, the loss of humanization in digital business-to-customer interactions poses a huge challenge as businesses start planning for 2022. This is especially true as more technologically evolved business models come to the forefront, such as fully…
Boston, November 17, 2021 – U.S. consumers pay a lot of bills—approximately 15.5 billion bills in the last year, shelling out roughly US$4.6 trillion. And 62% of the 15.5 billion bills paid in the last year were paid digitally. As more and more of daily life has become digital, consumer expectation for a one-click, frictionless bill…
Only 17 percent of U.S. consumers reported using an aggregator to order from their favorite table-service restaurant or quick-service restaurant Newton, MA – November 15, 2021 – Paytronix Systems, Inc., the most advanced digital guest experience platform, today published the inaugural edition of The Digital Divide, Aggregators: The Cost Of Convenience, which finds that 58% of US consumers skip aggregators when ordering from their favorite…
Wednesday, October 28, 2015 Fraudulent sites are leaving many customers weary of shopping online. Follow this guide for 11 simple ways to help your checkout page convert more shoppers into buyers. 1. Trust Badges Trust badges are icons or logos that help increase the credibility of your brand—a critical piece to them being comfortable giving…
3DS has become the cornerstone of CNP risk mitigation for issuers and merchants around the globe. Boston, October 21, 2021 — Card-not-present transaction volume has increased 25% to 30% from 2019 to 2020 as a result of the pandemic. Even prior to the pandemic, fraudsters focused heavily on CNP transactions as an easy avenue for fraud attacks.…
Days away from The MPC Digital Commerce Event, MPC executive director Marla Ellerman reflected on her decade-long journey that began with a small workshop in New York City and grew into a global conference with over 1,000 attendees. While this year’s eleventh annual conference will deliver a broader agenda than ever before, it will also…
The Green Sheet has been following AI’s steady evolution from digital assistants that performed basic tasks to self-directed artificial intelligence that can make split-second decisions to thwart fraud, generate instant proposals and more. Technology leaders chart AI’s remarkable journey to self-awareness in “AI’s evolution: from predictive to prescriptive,” in Issue 21:09:01 of The Green Sheet.…
Arkose Labs, a platinum sponsor of the MPC Digital Commerce Event, has launched Credential Stuffing Week, an event aimed at educating public and private sectors about credential stuffing, also known as account takeover (ATO) and password-spraying fraud. Throughout the week, Arkose Labs will share insights and information about these threats using hashtags #StopCredStuffing and #CredStuffingAwarenessWeek,…
Easy-to-Remember, Descriptive Domains Are Key to Successful Digital Branding and SEO Strategies BELLEVUE, WA – October 20, 2021 – Successful minority-owned businesses know a brand is more than a logo, and a strong digital presence is key to business growth. TrueName by Donuts Inc., a global leader in descriptive domains, is proud to announce…
Stores of the future will be more about experience than product, according to Euromonitor. The global market research firm hosted a virtual event with retail industry leaders on Oct. 14, 2021, to explore the future of the store in a digital world. During the two-hour event, keynote speaker and moderator Michelle Evans, senior head of…
-FOR IMMEDIATE RELEASE- October 20 2021 Bitcoin is undeniably a mainstream asset class and most investors should consider including crypto assets as part of a diversified portfolio, asserts the boss of one of the world’s largest independent financial advisory, asset management and fintech organisations. The bullish observation from Nigel Green, CEO and founder of…
New Standards-Based Pilot Program Focused on Securing the Information and Communications Technology (ICT) Supply Chain with Advanced Authentication Technologies Including a Tokenized Mobile Equipment Identifier COMSovereign Holding Corp. (NASDAQ: COMS) (“COMSovereign” or the “Company”), a U.S.-based developer of 4G LTE Advanced and 5G Communication Systems and Solutions and Total Network Solutions (“TNS”), a developer of the…
11.10.21, London PPS, an Edenred company, today announces its partnership with UK-based Sprive, the first of its kind mortgage overpayment app designed to help homeowners become mortgage-free faster and save interest. On average Sprive’s existing customers are on track to pay off their mortgages eight years earlier and save £32,000 in interest. PPS provides Sprive with its payments technology…
Epson EU-m30 Kiosk-Friendly Receipt Printer Comes with Easy Mounting Kit for Effortless Kiosk Integration and Serviceability LOS ALAMITOS, Calif. – Oct. 5, 2021 – As self-ordering and self-checkout continues to increase in touch-less solutions, retailers require durable, easy-to-use printers to ensure customer satisfaction. Within the grocery, drug, and mass-market merchant segment alone, the percentage of…
The award-winning global payments processor sets up a regional hub to promote its innovative offering throughout MENA, led by ex-Majid Al Futtaim payments expert, Arnav Rath, as Head of Region DUBAI, UNITED ARAB EMIRATES – 30 September 2021: Global Processing Services (GPS), the Paytech Pioneer™ behind some of the world’s biggest fintech challengers, today announces…
Merchants Benefit from Ultra-Modern Design and Ease of Integration with the Latest POS Applications that Help Elevate Brand Experiences HOLLAND, MI, October 5, 2021 – MicroTouch™, a global leader in the touch solutions market, today announced an expansion of its all-in-one touch computer family, including a 15.6” and 21.5” supporting the latest as well as…
The recent pandemic has seen people around the world more widely embrace the innovative financial technology (‘FinTech’) that has been developed by start-ups and challenger banks, particularly when it comes to using mobile apps to manage finances and pay for goods. This has particularly been the case in the developing world and outside of what…
Our collective journey from paper-based transactions to digital, omnichannel commerce has been marked by technology milestones as we remove friction, improve security and enhance the customer experience. And more importantly, our journey has been marked by human breakthroughs as we’ve learned to harness the power of trust, collaboration and co-creation. Anita Ghosh, chief executive officer…
The Global Trends Track launched successfully on Thursday, August 19, 2021, the third and final day of the 11th annual MPC conference. Leaders from the USA, Canada, Asia and Europe had intense and informative discussions on ESG, global payments developments, digital wallets and attractive overseas opportunities as summarized in the following synopsis by Tracy Lai, curator…
Arkose Labs, an online fraud prevention technology provider, is offering customers a commercial guarantee against stuffing attacks. Unveiled Aug. 10, 2021, the Credential Stuffing Warranty covers up to $1 million of customer response expenses to pernicious attacks that use automation to test massive amounts of usernames and passwords, the company stated. Patrice Boffa, vice president…
Providing virtual terminal payment functionality enhances experiences for customers – and call center employees. Providing fast, convenient customer service is fundamental to successful call center management. However, consumers continually seem to raise the bar as their behaviors evolve. At one time, convenience meant enabling customers to call rather than drive to a physical location…
B2C payments are always on my mind and I don’t believe that’s an accident or some sign that I might be a workaholic. The fact is, I enjoy my time as an independent consumer equally as much as working in the payments industry; the exception being PTO when my consumer persona completely runs amok. But…
How WFH convinced me we’re finally taking the ‘ugh’ out of digital implementation (hint: it’s all about the clients) Connectivity … it seems easy. In our personal lives, having a smart phone means we’re connected with any number of businesses and banks. You can use your phone for literally anything. Buy groceries, pizza orders, transportation,…
Arkose Labs, a global technology leader, takes a novel approach to fraud prevention by bankrupting the business model of fraud. The company uses advanced technologies to remediate attacks in real time, posing a series of step-up challenges designed to wear down fraudsters without adding any friction to the customer experience. Headquartered in San Francisco, with…
MPC21 is pleased to announce a completely new track this year, curated by Tracy Lai, FinTech Consultant and Partner at Lystar Group. The Global Trends Track will launch Thursday, August 19, 2021, the third day of MPC’s eleventh annual conference. Designed to explore global trends and developments in digital commerce, the Global Trends Track will feature experts who…
I recently interviewed security leaders for a lead story, “Cracking Fraud’s Code” in Issue 21:07:02 of The Green Sheet. The story explores how AI has become the weapon of choice in cyberwarfare. In Letter from the Editor, Laura McHale Holland, editor in chief at The Green Sheet, stated that fraudsters are devising new ways to…
With the eventual rise in restaurant hiring accelerating at a steady rate, so too is the need for faster payments which support a traditionally gig- and cash-intensive workforce in pace with modern expectation and preference. But although the re-establishment of the service industry (and subsequent rise in demand for faster payments) workforce was expected, experts…
More than 50 new cities and 20 new countries have been added to findexable’s Global Fintech Rankings The value of fintech unicorn companies has more than doubled The evolution of fintech in a country is highly correlated to financial inclusion in emerging economies The 2021 findexable Global Fintech Rankings is produced in partnership with Mambu,…
Global expansion is the ultimate objective for most fintechs. And if you really want to do it effectively, it’s best to consider your global expansion strategy in your early days. Based on our observations from consulting with FinTechs around the world over the past few years, there are a few highlights from the ones who…
Heartland was founded in 1997, and has since been building its business solutions portfolio, service centers and sales team to support a long and growing list of clients. In 2016, Heartland was acquired by Global Payments, and Global Payments merged with TSYS in late 2019, making the group one of the biggest business solutions companies…
One of the fundamentals of commercial real estate success is investing in the right properties. As it turns out, that principle also applies to digitally transform commercial real estate lending. Fintech Janover Ventures has built an online network including some of the most valuable, highly trafficked commercial real estate multifamily and small business finance websites.…
ESG, which stands for Environmental, Social and Governance, became popular during the pandemic, as industry leaders recognized the need for better management of natural resources, energy and waste. Throughout the crisis, business owners formally assessed initiatives related to environmental sustainability, social responsibilities and ethical treatment of animals. Investors used these criteria to evaluate assets and…
How the payments industry can better serve its clients U.S. Bank, a diamond sponsor of the MPC21, is the fifth-largest commercial bank in the United States. The Minneapolis-based bank blends its relationship teams, branches and ATM network with digital tools that allow customers to bank when, where and how they prefer. U.S. Bank is committed…
The adoption of electric vehicles (EVs) in the UK sored in 2020, with one in ten cars sold being plug-in hybrid electric vehicles (PHEVs) and battery electric vehicles (BEVs). With the cut-off date for the sale of new EVs less than a decade away, consumers are starting to wake up to the necessity of going electric. Therefore, now…
Last year, following the COVID-19 pandemic, the Brazilian ecommerce market experienced rapid growth. Now, with a change in consumer behavior, while forces underpinning the market continue to evolve, this growth is set to progress in the new normal. The truth is, the Brazilian ecommerce market was a high growth market, even before the pandemic stimulated…
I truly love my work. Depending who’s asking, that might be a blessing or a curse. But for me, it’s a blessing and I know I share this sentiment with many colleagues at U.S. Bank and among the payments industry. What we do is really cool and exciting and I’ll tell anyone who’ll listen all…
According to multiple sources, in the United States, 50 percent of the adult population is expected to have received at least 1 dose of a vaccine by the end of this month. At the current pace, 70 percent of vaccinated citizens will help achieve herd immunity. With Spring around the corner, I’d like to highlight…
Consumers in the modern day are overwhelmed with choices—not just as to what product or service they will select or who they will buy it from—but how they will go about paying for it. New payment methods are being introduced faster than we can keep up with them. What are the essential components of the “perfect”…
There are so many touchpoints in your white paper, How FinTech is Addressing the Financial Needs of the Underserved, that illustrate the many different ways in which payments industry stakeholders help underserved individuals and communities. These initiatives have drawn broad support and are expected to continue post-COVID. Q1>How do these ETA member initiatives reflect…
We all know that 2020 was an unusual and challenging year for everyone and as much as we would have all wished that things could have gone back to normal the second the clock struck midnight on the 31 December, that has unfortunately not been the case. Most industries and businesses continue to face a…
Professionals around the world convened March 5 to 12, 2021, at Massachusetts Institute of Technology in Cambridge, Mass., to discuss prospects for innovation in the post-pandemic landscape. Separate student-led conference tracks included the MIT FinTech Conference, MIT Asia Business Conference and MIT-China Innovation and Entrepreneurship Forum. More than 100 executives from leading companies, top professors…
Greetings, Everyone! I’m excited to share my recent interview with Michelle Tran and Sasha Pilch, co-founders of NYC Fintech Women shortly after their epic IWD Women in Leadership event with Nasdaq and UN Women. When and where was NYC Fintech Women founded? NYC FinTech Women was founded in September 2017 in New York City. Our…
Fintechs around the world celebrated International Women’s Day and Women’s History Month. Following are several highlights: Paysafe kicked off International Women’s Day on March 8, 2021, with a virtual roundtable addressing gender equality in the workplace. Panelists cited a recent survey by the U.S. Bureau of Labor Statistics that found women lost approximately 156,000 jobs…
Many software companies and online marketplaces have taken on the role of Payment Facilitators. Payment Facilitation, or PayFac, challenges the balance of power in the merchant services space. Becoming a PayFac is a process that can be demanding at times. To help better understand Payment Facilitation, 9 fintech experts share their thoughts about the most…
As a quick recap, in my last article I talked about the brilliance of using software to turn mobile devices like smartphones and tablets into payment terminals. There’s a myriad of benefits that positively impact everyone in the payments ecosystem, from card schemes to banks, PSPs, merchants and the consumer. One of the most critical…
The use of the mobile phone to access the internet has grown tremendously in China over the last decade. The penetration rate of mobile internet users in China was at an all-time high in 2020, making the apps marketplace one of the most competitive in the world. Data presented by TradingPlatforms.com breaks down the leading…
A quick Google search on the global payments landscape will serve up a myriad of articles ranging from how COVID has accelerated the adoption of contactless and the rise of digital technologies, but also how financial crime is on the rise. Visa’s recent ‘Back to business study’ notes that the number one area of tech…
More than 10,000 professionals from around the world attended HK Asia Financial Forum, held online for the first time on January 18 and 19, 2021. Presentations by government officials, regulators and executives from top investment banks explored the conference theme of reshaping the global economic landscape. The agenda’s broad mix of topics included perspectives on…
Since its inception, the payments journey has been marked by technology migrations flowing back and forth across geographic regions. As early deployers of EMV cards, Europeans modeled the way for adoption of highly secure chip-and-PIN and contactless digital payments well before the United States began migrating from mag stripe to EMV and contactless payment schemes.…
Digital commerce will increase, and so will fraud In 2020 we saw many firsts, which affected every person on the planet. ‘Lockdown’ became part of our everyday language and as we acclimatised to being home and not having access to brick-and-mortar stores, we looked for alternative channels to source the things we need. Almost as…
Fintechs and financial service organizations petitioned the Federal Reserve in hopes of participating in its FedNow pilot, which went live Jan. 25, 2021. Designed to make payments faster, safer and more convenient, the initiative and its pilot program will support development, testing and adoption of the FedNow Service, FedNow program managers stated. Esther George, president…
On Jan. 4, 2021, the Women’s Network in Electronic Transactions (Wnet) welcomed newly elected members to its board, executive committee and president’s advisory council. As the organization enters its fifteenth year, its growing membership includes men and women committed to advancing diversity and inclusion in payments and fintech, Wnet representatives stated. In addition, Wnet recently…
During COVID-19, demand for digital goods and services has drastically increased as customers have been forced to shop safely from home and businesses have entered into the online space, some for the very first time. As a result, new demographics and geographies have warmed to this digital way of doing things – such as older…
According to the European Central Bank, 79% of all card fraud in 2018 occurred online from Card Not Present (CNP) transactions. In cash terms, this equates to €1.43bn in fraud losses and represents a whopping 17% increase on the previous year.[1] Against this backdrop you’d be forgiven for thinking that, for merchants, PSD2’s Secure Customer…
If there is anything that 2020 taught us, it is the need for speed when it comes to the adaptation of services and their delivery. The world was changed overnight with the arrival of a virus that challenged and shook up our daily lives to the core. Across many sectors, organisations worked quickly to help…
The Quick Service Restaurant (QSR) industry has been witnessing significant changes over the years. Increased competition, rapidly advancing technologies, consumer expectations, concerns over environmental sustainability and changing preferences towards healthy food are only some of the factors which have driven growth, adding a modern twist to the traditional dining experience. With the COVID-19 pandemic accelerating…
Merchants are having to up their game and redesign and restructure every aspect of the customer journey as the world around them is rapidly shifting to digital channels due to both consumer demand and the global pandemic. Part of this is payments which has remained relatively unchanged for years. But it has meant that brands…
As CEOs from numerous industries respond to the Jan. 6, 2021, attack on Capitol Hill, payments and security leaders noted that security breaches are not limited to the digital world. In a Jan. 11, 2020, interview with The Green Sheet, Jodie Kelley, CEO of the Electronic Transactions Association, reflected on the current state of affairs at…
MPC: The Digital Commerce Event opened its annual call for speakers on Jan. 4, 2021, in preparation for its 11th annual symposium. MPC conference committee members will review prospective presenters’ applications postmarked on or before Jan. 22. The exclusive event will be held in August 2021, according to Marla Ellerman, executive director at MPC. In…
Approximately 60,000 professionals from around the world attended the Singapore FinTech Festival. The 5-day event was held entirely online Dec. 7 to 11, with a 24-hour agenda designed to accommodate a massive global audience. Participants included major FinTech ecosystem players from financial services, technology, innovation sectors all over the world. The show attracted FinTech advocates…
The 2020 Payments Summit, held Feb. 24 to 27, in Salt Lake City, seemed a perfect setting for Randy Vanderhoof to announce his retirement after 18 years of leadership at the Secure Technology Alliance and U.S. Payments Forum. Addressing both associations, Vanderhoof said it was time to pass the torch to a new generation of…
In the 12th edition of the EFMA-Infosys Innovation in Retail Banking Report published recently, more than 750 banking executives from around the world shared their view of the digital trends shaping the industry and their own experience with transformation and innovation. This year’s study has especial significance, coming as it does in the midst of…
Online payment company removes fees for money transfers and business checkout solution as new set of restrictions begin in the country Milan, Italy; November 6, 2020: Skrill, the online payments company behind Skrill Money Transfer, is once again immediately dropping all fees and foreign exchange charges for anyone using Skrill Money Transfer to send money…
Mike Shafro, CEO of xpate, the payments platform that prioritises simplicity, speed and user experience, offers insight into the evolution of cross-border payments and how businesses can navigate and alleviate the stresses and strains associated with this necessary evil. This year has been unlike any other on record. We can no longer travel to our…
How Digital Revolving Credit Translates into Lucrative Recurring Purchases By Tim Harris, Chief Executive Officer, FuturePay Holdings Inc. Digital credit offers an extraordinary opportunity for e-commerce merchants to tap into a generation of consumers who prefer online shopping to traditional retail. Within this emerging marketplace, consumers have the choice of installment or revolving credit solutions,…
Joint Solution Facilitates Efficient and Safe Tableside and Online Ordering, Delivery and Pickup Experiences LOS ALAMITOS, Calif. – Dec. 8, 2020 – Epson America, Inc., a leading supplier of value-added Point of Sale (POS) systems, today announced that Rezku, provider of a full-featured POS and online ordering platform for restaurants, bars, and enterprise chains, has…
Behind every transaction there are multiple players working tirelessly behind the scenes to ensure payments are being made quickly, correctly, and securely. However, with this there remains the possibility of error and/or additional time added to the transaction, leaving the customer with a poor experience and make them potentially less likely to return. Additionally, multiple…
Joint Solution Delivers the Flexibility and Convenience Hospitality and Retail Businesses Need Today for More Efficient and Safe Shopping, Dining, Online Ordering and Pickup Experiences LOS ALAMITOS, Calif. – Nov. 18, 2020 – Epson America, Inc., a leading supplier of value-added Point of Sale (POS) systems, today announced that Touch Dynamic, a leading manufacturer…
The OneSpan Global Financial Regulations Report, published Nov. 17, 2020, corelates regulatory trends with the coronavirus pandemic. OneSpan’s first regulatory study explores the impact of digital identity, regulatory and legislative initiatives on fraud prevention, data protection, payments, Open Banking, e-signatures and other commercial banking practices. OneSpan executives Michael Magrath, director, global regulations and standards, and Gabrielle…
18 November 2020 (New York): Guinness World Records (GWR) hosts its annual celebration of record-breaking, GWR Day, on 18 November 2020, buoyed by the response from people around the world looking to unite in a positive, shared experience following a difficult year for many. To spotlight as many record-breaking achievements as possible, GWR’s digital event – 24 Hours…
Hong Kong FinTech Week 2020 drew thousands of participants from around the world, including 500 exhibitors, 350 speakers, 230 journalists and 29 delegates from more than 130 economies. Known as one of Asia’s most influential FinTech conferences, the show was held Nov. 2 to 4, 2020. The far-reaching agenda provided a holistic overview of Hong…
Finance and technology have drastically changed over the past decade alone. In a recent interview with NYC FinTech Women, payments industry veteran and freelance journalist Dale Laszig provided an in-depth review of how Financial and Tech industries have evolved into modern connected commerce. As an industry expert, Dale also shared her perspective on where the…
For decades, tradeshows have provided networking, deal-making and educational opportunities to payments professionals. When the COVID-19 pandemic forced a pivot to virtual events, it fueled a nascent industry of service providers and digital conference technology platforms. Part 1 of this series chronicled the rapid rise of virtual events in 2020, as organizers overcame challenges to…
Businesses across the globe used digital platforms to augment in-person interactions for years before the COVID-19 pandemic forced a dramatic pivot to virtual formats. In the payments industry, in-person tradeshows had been a mainstay for decades. Not knowing yet whether virtual formats could measure up, organizers reinvented industry events with characteristic gusto. Issue 20:06:01 of The…
The payment industry has a long tradition of outsourcing, partnering, and collaborating across a wide set of organisations. Many parties are involved each time a customer buys something with a plastic card, pays a bill or sends funds overseas. The wider business world is waking up to the concept of the extended enterprise. This is…
Security and compliance in the payments ecosystem cannot be underestimated and should always be adhered to. Yet, understanding the complexity of the various security standards is something that cannot be taken lightly, and regulatory compliance is constantly evolving so navigating it can be a major task. The introduction of PCI Security is intended to outline…
Merchants Can Provide Convenient, Contactless Shopping, Especially Critical During the High-Traffic Holiday Season LOS ALAMITOS, Calif. – Oct. 21, 2020 – Merchants are reimagining their operations for the 2020 holiday shopping season. This time of year between Black Friday and New Year’s Day is critical because it typically brings in the vast majority of retailers’ annual…
Digital payments have evolved tremendously over the past few years, raising the question: where will digital payment technologies take us in the future? As more consumers become tech savvy the opportunities are endless, especially as we are only just now tapping into the unprecedented potential from global smartphone penetration with 3.2 billion smartphone users in…
OV Loop, a technology company focused on communications and commerce, added OV Valet to its growing family of messaging and commerce solutions. Designed to drive frictionless, touchless checkouts across mobile, in-store and in-app channels, the solution is being promoted on Indiegogo, noted Will Graylin, chairman, CEO and founder of OV Loop. “We invented OV Wallet…
If we’ve learnt anything from retail trends to-date, it’s that convenience matters – and it matters more every day. Consumers are increasingly making the most of online shopping, one-click checkouts, next day delivery, and any other service or function which gets them the products they want faster and with the least amount of effort. Creating…
Jerry Skillett, executive chairman of SPACES USA and former CEO of Citizens Parking, launched the SPACES USA mobile app, which is designed to create a seamless, frictionless parking experience. Users can access the app on iOS and Android devices by calling a posted number at a parking facility. “When you pull up to a gate…
The Los Angeles-based blockchain fintech venture studio announces the launch of Fund 1 Los Angeles, CA — October 6, 2020 — At their seventh annual conference, LA Blockchain Summit, Draper Goren Holm today announced the launch and principal close of Fund 1, the studio’s first traditional venture fund of $25 million where Seed and Series A…
PHOENIX – October 7, 2020 – In February this year, the number of smartphone users worldwide surpassed a whopping three billion and is forecast to grow by several hundred million more in the next few years. And it’s easy to see why. The feature evolution of smart devices has extended far beyond just making calls…
With hundreds of billions at stake, Lux Research outlines what companies need to know about AI and IoT’s impact on the consumer journey BOSTON, M.A. OCTOBER 1, 2020 – Accelerated by COVID-19, emerging digital technologies, especially AI and IoT, are fundamentally changing the consumer journey in the consumer product market. A new report from…
PHOENIX – September 29, 2020 – Amadis, a payment software and consulting services provider, disclosed Sept. 29, 2020, that it has added the nexo global payment standard to its Arkos software platform. The new integration will facilitate agile certifications, development and innovation, according to Amadis co-founder and CEO, Emmanuel Haydont, in an exclusive interview with Mobile…
MiFi® M2000 series mobile hotspot delivers breakthrough performance on 5G millimeter wave and sub-6 networks worldwide SAN DIEGO – (Sept 9, 2020) – BUSINESS WIRE – Inseego Corp. (Nasdaq: INSG), a pioneer in 5G and intelligent IoT device-to-cloud solutions, today unveiled the first commercially available 5G MiFi® mobile hotspot built on second-generation 5G technology.…
Survey reveals bank loyalty is more easily shaken for younger generations, Netflix-like personalization is needed among all consumers and other key generational findings NEW YORK, Sept. 9, 2020 – Zafin, a global banking software company making financial institutions more agile and efficient through its product and pricing solutions, announces the results of a survey exploring…
When trying to find out how to hack something, Americans desire to breach into somebody else’s Facebook account the most September 9, 2020. — The lockdown has inspired people to try new hobbies. For example, in spring, the infamous TikTok social media platform was oozing with dog training, cinnamon rolls, and dance challenges. But…
LONG BEACH, Calif. – Sep. 3, 2020 – Epson America, Inc., a supplier of industry-leading Point of Sale (POS) solutions, congratulates its EnvisionSM partners and distributors who have been awarded the prestigious ‘Vendor Awards of Excellence.’ Touch Dynamic, Inc. and APG Cash Drawer, LLC secured Gold and Bronze respectively in the Hardware Manufacturer category while…
Chicago and Rohnert Park, Calif., Aug. 25, 2020 ‒ Aliaswire Inc., a leading payments technology innovator serving financial institutions, today received the prestigious 2020 MPC Visionary Award at the Mobile Payments Conference. Founded by The Green Sheet Inc. in 2019 to recognize industry leaders whose disrupt the status quo, the award recognizes payments industry disruptors…
Discover how an Oregon resort streamlined its payments to realtors, thanks to a U.S. Bank business account and Zelle Sunriver Resort is a 3,300-acre all-seasons getaway destination and conference center offering renowned golf, award winning spa services, suites and condominiums, and outdoor pool facility. Located just 15 miles south of Bend, the resort has been…
JOIN US FOR MUSIC, DRINKS & GREAT DISCUSSION The world’s biggest brands and brains are on-hand for MPC20 this year, but it’s not all work and no play. We have raffles, rewards and networking time every day, and make sure you mark your calendar for Monday, August 24 at 5:30pm CDT to join our virtual…
Research shows insurance providers are at an increased risk of identity assumption, bot quotes, and ghost brokering and need to enhance marketing abilities Boise, Idaho, August 11, 2020 — Kount, the leader in digital fraud protection and identity trust, today introduced Kount’s Insurance Digital Risk and Fraud Prevention Solution. With increased levels of digital fraud…
Real-time payments are the future of digital commerce. When you’re planning your time at MPC20 Virtual on the 24th thru 26th, make sure you make time for our vital panel with industry leaders on this subject. DRIVING REAL-TIME PAYMENTS (Tuesday, August 25th at 1:25pm CDT) Real-time payments initiatives are accelerating commerce and facilitating secure and…
Big benefits for small business? Join U.S. Bank and Zelle ® to learn about the scalable benefits of Zelle for business, from improved payment operations, security and safety, to digital transparency, replacing paper, and payee choice at this year’s Mobile Payments Virtual Conference. LEARN MORE & REGISTER Thanks, and I look forward to seeing you…
Dear Friends: We have amazing news for you. As the world battles COVID-19 this year, the MPC20 conference is going virtual, but the content is more valuable than ever. Digital commerce is literally keeping most businesses in business. So, this year, in recognition of the incredible effort made by the digital payments industry, generous sponsors are…
27% of consumers globally expect the number of subscription payments they make to increase over the next 12 months London, UK: Subscriptions exist today for a whole host of products and services, from getting washing tablets delivered, to accessing entertainment, to driving a new car every three months. Seen by many as a convenient way to…
Global study shows the US is lagging behind other economically affluent countries in terms of e-security, internet affordability, e-infrastructure development This year’s edition of the Digital Quality of Life (DQL) research, conducted by the privacy protection company Surfshark, ranks the US 22nd among 85 countries. The US excels globally in terms of e-government development…
COVID-19 has impacted all aspects of business. Our industry has kept the economy running during the crisis, but the speed of evolution in the digital payments space in response to the pandemic is unprecedented. To help you navigate these challenges head-on, we’re kicking off our main day of programming at MPC20 Virtual with two can’t…
Learn How Peer-to-Peer Payment Methods Drive Digital Transparency, Boost Customer Choice and Improve Cash Flow for Businesses PHOENIX – July 21,2020 – MPC20, the premier MPC Mobile & Digital Commerce Event, announced today that U.S. Bankwill host a workshop on how businesses can leverage Zelle®payments during MPC20 Virtual on Monday, August 24 from 8:30…
Zelle® + U.S. Bank: How consumer payment innovations are influencing business operations Payments are quickly evolving, but how are consumer payments actually influencing business operations? Zelle® and U.S. Bank invite you to an interactive workshop at MPC20 Virtual to learn how these new payment options can influence business operations now and in the future. What to expect: Learn about Zelle and…
Thank you to all of our sponsors and partners! Our MPC20 conference is going virtual to keep you safe, but the content is more valuable than ever. As the world battles COVID-19, we turn our eyes toward mobility, risk mitigation, and virtual workplaces. Digital commerce is literally keeping most businesses in business. REGISTER NOW By…
This year, we’ve rounded up an incredible lineup of industry experts to share their knowledge about the latest FinTech technologies, innovations, and trends for our now virtual MPC20. Our generous sponsors are covering your ticket in full—a $599 expense. If you haven’t locked down your seat yet, you can do so here using the code VICTORY2020…
Good Day! I’m following up on Monday’s big announcement from our sponsors. Given that digital commerce is literally keeping our economy moving through the pandemic, our sponsors will cover your cost of entry to MPC20. Make sure you lock down your seat before we are filled to capacity. Use this code: VICTORY2020 We’ve…
OMMPOS adds an online ordering plugin for cannabis dispensary customers using Star Micronics mC-Print3 with CloudPRNT Somerset, NJ – July 8 – Star Micronics, a leading manufacturer of mobile, point of sale (POS), and customer engagement technologies, is proud to announce that OMMPOS.COM from Marijuana Software, LLC has certified a number of Star Micronics hardware…
SoftBank customers can use carrier billing to purchase retail goods on Amazon.co.jp Bango now powers carrier billing for Amazon customers in Japan across big three mobile operators Cambridge, UK, 15 June 2020 – Bango (AIM: BGO), the mobile commerce company, announces that it has enabled carrier billing for mobile operator SoftBank Corp. (TSE : SOBKY), on…
New Data Released by Avionos Reveals the Key to Consumers’ Hearts Lies in Fast Shipping (76%) and Streamlined Checkout (60%) The report breaks down consumers’ demand for streamlined experiences, convenience, simplicity in online and in-store purchases, all of which have been amplified during COVID-19 CHICAGO (PRWEB) JUNE 16, 2020- Today Avionos, which designs and implements…
Jodie Kelley, CEO of ETA, testified on the role of the payments industry in distributing stimulus funds. June 11, 2020 – Washington, D.C. – Today, Jodie Kelley, CEO of the Electronic Transactions Association (ETA), testified before the House Financial Services Committee Task Force on Financial Technology on the role of the modern payments industry in delivering…
Verizon releases 2019 Payment Security Report to examine the issue. Payment security compliance is trending downward and not showing any signs of improvement. In their 2019 Payment Security Report, Verizon investigates the trend and provides a framework for companies to get on track to compliance. Companies that are in full compliance with the Payment Card Industry…
By Sanjib Kalita, Editor-in-Chief, Money20/20 This article was originally published on Money20/20. We are in the midst of seismic societal changes of how people interact and transact. Across societies, geographies and segments, digital is the new norm. Change has accelerated, placing greater value upon flexibility and speed. Historically, money and finance have been among the…
Together, Cova’s retail software and Star Micronics’ printing solutions simplify complex dispensary POS operations Somerset, NJ – August 15, 2019 – Star Micronics, a leading manufacturer of mobile, point of sale (POS), and customer engagement technologies, is proud to announce that Cova Software is supporting Star’s mC-Print3 printers for use in its suite of cannabis…
CHICAGO, Aug. 15, 2019 – The Federal Reserve System today announced that First Vice President Kenneth C. Montgomery will lead the development of a new FedNowSM Service to support faster payments in the United States with interbank real-time gross settlement (RTGS) and integrated clearing. The Federal Reserve Board of Governors announced its decision that the Reserve Banks…
Square add support for Star Micronics mG-Scale series to add more functionality to their POS solution for retailers Somerset, NJ – August 13, 2019 – Star Micronics, a leading manufacturer of mobile, point of sale (POS), and customer engagement technologies, is proud to announce that Square has added support for Star’s mG-S8200 scale. Square continues to offer their customers a sleek,…
Further illustrating its commitment to secure payments, Cybera announces it will also sponsor and present at the Mobile Payments Conference in Chicago on August 26?28 Nashville, TN – August 12, 2019 – Cybera, the leader in SD-WAN application and security services for the network edge, today announced it has been certified by the Visa Global…
Headliners Include FinTech Thought Leaders from Pinterest, Discover, Mastercard, LISNR, Google, NCR, Ethoca, Wirecard, Grabango, Greenlight Financial, Cybera, OV Loop and Kount The Mobile Payments Conference announced today its expanded lineup of keynote speakers for MPC19, the 13th conference on the future of emerging and alternative payments, Aug. 26-28, 2019, at the Swissôtel Chicago. MPC19’s keynote speakers include:…
Written by Rich Stuppy, Kount’s Chief Customer Experience Officer. Article originally published on Kount.com One of the reasons I love being a part of the Kount team is creating fond memories of helping people and “doing the right thing.” Today’s blog reminds me of my Grandma Stuppy. In the late 90’s she lived on her own…
The Federal Reserve Board on Monday announced that the Federal Reserve Banks will develop a new round-the-clock real-time payment and settlement service, called the FedNow℠ Service, to support faster payments in the United States. The rapid evolution of technology presents a pivotal opportunity for the Federal Reserve and the payment industry to modernize the nation’s…
Pre-conference Program Focuses on Opportunities for FinTech Vendors and IT Sales Partners in Payment Solutions PHOENIX & CHICAGO – Aug. 5, 2019 – The Mobile Payments Conference announced today that CompTIA, the world’s leading association for the global information technology (IT) ecosystem, will lead a pre-conference workshop on “Channel Sales Opportunities in Payment Solutions” at…
Headlining participants at Mobile Payments Conference include Kount, Mastercard, Discover, Ethoca, First National Bank, Grabango, Greenlight, LISNR, NCR Silver, ActMinds, AMP, CompTIA, Cybera, Freeport Metrics, Level One Labs, Lookout, MagicCube, PayFi, POSDATA Group, Star, Verizon, OV Loop, VyaPay, Wirecard North America, Google, IBM, Lyft, PayPal, Pinterest and more CHICAGO – Aug. 2, 2019 – Game-changing…
Brace yourself, business owners: A transformation is happening to the way customers expect to order and pay. The convenience of the smartphone has created a new lifestyle for consumers and changed the game for businesses. Those that have embraced the shift are capitalizing by getting ahead of trends. As a small business, you not only…
Seeing into the future is impossible. Unfortunately, for those whose job it is to fight fraud and chargebacks, that’s exactly what we must attempt to do. The alternative is getting caught flat-footed and finding ourselves unprepared for new and unique threats and challenges to our business. What’s more, the payments and ecommerce industries are constantly…
As people connect more of their personal devices and appliances to the Internet, it’s only a matter of time before we see a huge increase in unauthorized purchases being made via these technologies. In a single home today, it’s not uncommon to find more than a dozen devices connected to the Internet. This includes laptops,…
More people than ever are using peer-to-peer (P2P) mobile money services such as Zelle, Venmo, Square Cash and Google Pay to make payments. Whether to split a restaurant check or pay the babysitter, these services offer the convenience of quickly and easily transferring money. According to research from eMarketer, 82.5 million people in the United…
OrderOut, paired with Star Micronics CloudPRNT printers, helps restaurants to streamline online orders and increase efficiency Somerset, NJ – July 11, 2019 – Star Micronics, a leading manufacturer of mobile, point of sale (POS), and customer engagement technologies, is proud to announce that OrderOut has added support for the Star mC-Print3, TSP654II, and SP742 printers,…
Honorees to be Recognized at MPC19, August 26, at Swissôtel Chicago PHOENIX & CHICAGO – July 11, 2019 – The producers of the Mobile Payments Conference announced today that Sam Shawki and Nancy Zayed, founders of MagicCube, the creator of the world’s only Software Trusted Execution Environment platform, will be the first-ever recipients of the…
While they’re not yet as ubiquitous as smartphones, smartwatches and other wearable technology are becoming increasingly common. To support this increased market use, Discover® Global Network enables Discover® cardholders to use select Garmin devices for tap and pay transactions through Garmin Pay. And this trend is predicted to continue. Last year, IDC released a report claiming that…
ISV: Dry Point Distillers Challenge: Needed a point of sale to process transactions Solution: Nobly EPOS Products: Nobly EPOS, iPad, Heckler Windfall iPad Stand, Star’s TSP143III Dry Point Distillers is a craft micro-distillery in Las Cruces, New Mexico. The company started as a hobby and evolved into a business that produces top-notch spirits and cocktails,…
Not long ago, the idea of a smart city seemed futuristic. Wifi-enabled kiosks on New York City streets; a computer that could automatically detect maintenance needs for city roads, plumbing or sewage systems; or a sensor network that helps city-dwellers find elusive parking spaces would have all sounded like the creations of Hollywood. Now, these…
We’ve all been there: scrambling to find our wallet to pay for a taxi, forgetting our rewards punch-card to our favorite coffee house at home, having to provide our I.D. card to enter the hotel gym, or shuffling to find a boarding ticket for the commuter train. But then came apps that transformed the customer…
The wearable technology market is growing. One report predicts the market will nearly double by 2021 from 125.5 million units in 2017 to an astonishing 240.1 million units.1 This growth in wearable technology, as well as the potential use cases, presents new opportunities for tech-savvy retailers to improve the consumer shopping experience and differentiate themselves from…
Online bank transfer solution offered across Europe is now available to US merchants and consumers through Skrill digital wallet Montreal, Quebec. 27th June 2019 – Leading global payments provider Paysafe Group (Paysafe) today announced a partnership with Skrill USA, Inc., a digital payments leader headquartered in Miami, Florida. The deal sees Paysafe’s Rapid Transfer, an…
Headliners Include FinTech Thought Leaders from Pinterest, Discover, Mastercard, LISNR, Google, Cybera and Kount PHOENIX & CHICAGO – June 27, 2019 – The Mobile Payments Conference announced today its lineup of keynote speakers for MPC19, the 13th conference on the future of emerging and alternative payments, Aug. 26-28, 2019, at the Swissôtel Chicago. MPC19’s keynote…
GIG HARBOR, WASH. MAY 16, 2019 – POSDATA Group Inc., the premier North American Distributor of secure payment solutions, today announced a strategic agreement to distribute NEXGO’s full line of customizable, innovative, EMV compliant payment devices. POSDATA will offer device applications configuration, key injection, and deployment services for the NEXGO product line. NEXGO offers both…
Discover, Pinterest, Lyft, PayPal, Google, Mastercard, Federal Reserve, Kount, Cybera & Verizon Headline Must-Attend Event for FinTech Innovators & Decision-Makers PHOENIX & CHICAGO – June 12, 2019 – The Mobile Payments Conference announced today that the agenda is now live for MPC19, the 13th conference on the future of emerging and alternative payments, Aug. 26-28…
Apptizer Inc., the Palo Alto-based provider of order-ahead storefront technology for self-service mobile and kiosk implementations has partnered with PAX Technology, Inc. to bring innovative, affordable, and easy-to-deploy kiosks for businesses in the QSR industry to stay competitive in a rapidly evolving market. Apptizer Kiosks are streamlined self-ordering systems. The self-ordering kiosk can be integrated to…
Apptizer Inc., the Palo Alto-based provider of order-ahead storefront technology for self-service mobile and kiosk implementations, announces integration to the universal API provider, Omnivore. The integration supports Apptizer’s Kiosk & Mobile order-ahead technology across all of Omnivore’s supported Point of Sale (POS) systems with real-time access, the ability to read and transact submitted orders and more.…
Innovative mobile offering allows consumers to view bills via iOS through Apple Wallet and Android through Google Pay and make payments – within two clicks from their smartphones NAPLES, FLA—May 9, 2019—ACI Worldwide (NASDAQ: ACIW), a leading global provider of real-time electronic payment and banking solutions, today announced new mobile wallet payment and loyalty capabilities. Now part of ACI’s…
PALO ALTO, Calif., April 8, 2019 (Business Wire) – Apptizer Inc., the Palo Alto-based provider of order-ahead storefront technology for self-service mobile and kiosk implementations, today announced it has become a Worldpay Integrated Payments partner and received certification for its Apptizer Advanced Kiosk offering. Worldpay integration will power seamless, highly secure, global omnichannel payment processing…
Boise, Idaho – March 7, 2019 – Kount, a global leader in digital fraud prevention, announced its CEO Bradley J. Wiskirchen is the only executive from the fraud control industry engaged in the International Monetary Fund’s (IMF) High-Level Advisory Group on Finance and Technology. Following the launch of the Bali Fintech Agenda, the group held its second gathering of…
Aite Group, in partnership with the Mobile Payments Conference, is recognizing innovative digital wallet providers leveraging best-in-class technology at awards presentation during MPC 2019 in Chicago Boston, March 4, 2019 — In conjunction with the launch of its Digital Wallet Database, Aite Group has announced a new awards program, the Digital Wallet Innovation Awards. These awards will…
Register Before April 1, 2019, for Early Bird Discounts to this Must-Attend Event for FinTech Innovators & Decision-Makers PHOENIX & CHICAGO – February 19, 2019 – Discover, PayPal, Google, Mastercard, Kount, Cybera & Verizon and other leading financial and technology companies have signed on as headline speakers at MPC19, the 13th conference on the future…
MPC19 Seeks Leading-Edge Topics & Thought Leaders in Emerging & Alternative Payments for 2.5 Day Event for FinTech Innovators & Decision-Makers PHOENIX & CHICAGO – January 8, 2019 – Mobile Payments Conference organizers are seeking thought leaders to join the expert lineup at MPC19, the 13th conference on the future of emerging and alternative payments,…
Around 45 percent of the worldwide population uses the internet. DATA- which has emerged as a new oil for businesses. Talking about the simple app you are using for locating nearby jewelry shop to the critical decision taken for buying or selling future stocks- its all the game of Artificial Intelligence and Data. Organizations are…
PayAnywhere Smart Terminal offers simplistic payment engagement for businesses and consumers TROY, Mich., November 15, 2018 – North American Bancard Holdings, LLC (NAB), an innovative payment technology company with a dynamic product platform, and parent company of PayAnywhere, today announced the PayAnywhere Smart Terminal. The PayAnywhere Smart Terminal is a sleek and efficient device powered…
As consumers increasingly seek personalization and flexibility in their online purchasing activity, the subscription economy—in which consumers subscribe to services rather than making a single purchase—is booming. A recent report by McKinsey & Company maintains that the subscription e-commerce market has grown by more than 100 percent a year over the past five years. The…
As consumers increasingly demand convenience, immediacy, and digitized services, businesses are working to meet those demands by offering multiple ways to pay, including digitized payment options and services. As they seek to bring a variety of options to customers in various demographics, some businesses are struggling to offer a consistent experience across all payment channels.…
While consumers are demanding the ability to pay companies using their mobile device, many businesses still struggle to offer a seamless, user-friendly mobile payment experience that strengthens their brand. At the root of these challenges is often a failure to clearly define and execute on the desired customer experience. Defining and designing the desired customer…
By Sharon Rosa-Bohrer Whether it’s the transition from brick-and-mortar stores to online shopping or vice versa, or the in-store transformation to an immersive retail experience, fintech (financial services technology) plays an integral role. Current retail trends show that 51% of Americans prefer online shopping, while e-commerce is growing at 23% each year. This trend will…
For the first time ever, more merchants support mobile apps than a dedicated mobile website for online shopping. This insight is according to Kount’s 2018 Mobile Payments and Fraud Report. This staggering fact illustrates the type of dynamic changes taking place within the mobile channel. This year’s results uncovered critical findings for payment options,…
by Grubhub & PayPal Mobile devices have changed how we interact with the world around us. From posting photos in the moment, interacting with five different apps to communicate with our friends and family, or how we shop for anything imaginable, we’re able to browse, purchase, share – you name it – with a simple…
Year 2017 statistics show that there are 48.1 million mobile payment users in America and research predicts that this number is likely to increase to 74.9 million by year 2022. A quick look at the data suggests that we may be headed to a cashless society. While you may think that the need to invest…
It is no secret that fintech companies have enormously eased the way consumers transact financial products and services. With the emergence of fintech start-ups offering services such as electronic payments, money transfers, bitcoin blockchain, and virtual currencies, fintech has successfully taken away the monopoly of monetary services from traditional banking. Moreover, long-established financial institutions are…
By Sharon Rosa-Bohrer Blockchain is intended to be highly secure because it’s allegedly an immutable distributed ledger technology that decentralizes data storage and protection. Connecting unrelated parties without middlemen, blockchain provides a historical record of all data and financial transactions. However, the promise of blockchain going mainstream and someday facilitating a universal payment network…
by Shin Park With the rising popularity of ecommerce and mobile payment options, it’s no wonder that retail companies are now switching over to the digital world as their main storefront. In places such as China and England, ecommerce makes up almost 18% of total retail purchases. This newly found change and available technology is…
by IBM’s Senior Offering Manager, Craig Rector Across a variety of current and emerging use cases, mobile is becoming the key channel for digital payments. However, as the market for mobile payments matured across the globe, it has become increasingly difficult for financial service providers to differentiate themselves from the vast variety of offerings in…
How can payment organizations effectively face the challenges of payment convergence and digital disruption? By turning to Payment Relationship Management (PRM), a consulting and analytics firm, that will provide the strategic payment consulting services and data analytics necessary to successfully navigate and compete in the new fintech ecosystem! The rise of alternative payment systems in…
by Sharon Rosa-Bohrer Blockchain has the potential to revolutionize how the world, and business, work. From multi-step transactions like buying a house, requesting medical records to tracking assets, like a house, land, car or intellectual property, blockchain makes these processes economical and efficient. Blockchain is a shared, distributed, immutable ledger that offers all parties…
By Sharon Rosa-Bohrer Mobile Payments Conference 2018 brings together global experts in the mobile payments, finance and technology industries, resulting in an impressive gathering of payments professionals! Join other business leaders in learning about the latest technology trends and insights into the future of the mobile payments industry. Conference agenda topics include mobile payments,…
by Nancy Hammervik It’s not controversial to say that the technology industry has drastically changed over the past ten years. Everywhere we turn, we see evidence of technology being more ingrained in society and business. There are comparisons to the Industrial Revolution, and it doesn’t feel like a stretch to think that the disruptions caused…
by Don Bush, VP of Marketing at Kount Mobile payments are synonymous with today’s digitally-connected world. At the forefront of mobile payment innovation is the introduction and branding of company-specific mobile apps. Mobile apps provide a gateway for organizations to engage with customers in a digital environment, monetize the interaction and build brand loyalty with enhanced ease…
by Matt Donnelly from FreedomPay To be the global intersection of Fintech industry experts and analysts – where connections are built to bring clarity to the world of mobile technology and payments The Pays Apple Pay. Google Pay. Alipay. Wait, how do I pay? With 48 million people over the age of 14…
Mobile Payments Conference is pleased to announce that Lyft Vice President of Fraud and Payments, Ashwin Raj will deliver keynote address at Mobile Payments Conference 2018. Ashwin Raj, V.P. at Lyft, manages payments, fraud, and financial infrastructure, core elements within the company’s ecosystem that create best-in-class experiences for both consumers and drivers. On Thursday August 23, 2018 at…
As facial recognition technology continues to advance, the debate over privacy and unregulated surveillance is reaching a boiling point. Does facial recognition violate privacy? It all boils down to obtaining appropriate user consent. Surprisingly, there are currently no federal laws regulating the use of facial recognition or other biometric identifiers. However, some states, like Illinois…
Imagine a world where the only ID you need is digital and it is stored in a digital wallet on your phone. What if your digital ID could immediately prove your identity and is secure from cyber attacks? And the best part – you control what information is shared and who can access it. Welcome to blockchain-based digital identity.
By Sharon Rosa-Bohrer As consumers, it is clear that mobile devices are a mainstay in our daily social lives- from connecting with friends over social media, making dinner reservations, or researching and sharing product recommendations or reviews online. Now, it is the explosive growth of mobile payments that is transforming our financial lives- and…
Could Facebook be launching its own Cryptocurrency? Speculations are swirling after Facebook announced lifting its controversial ad ban suggesting that the company could be considering blockchain and cryptocurrency. The reversal comes at a time when a potential Facebook acquisition of Coinbase would give the industry the legitimacy it needs.
By Sharon Rosa-Bohrer With 48 million people over the age of 14 using one or more mobile payment apps last year, and with this number expected to grow by 14.5% to 55 million this year, the fight for mobile payment customers is fierce. The current in-store payment app of choice? Starbucks. Starbucks continues to…
So, what if your mobile device was the only wallet you needed to buy things or get around a city. If you live in a smart city, chances are you already have better access to essential needs such as transportation, education, employment and financial services – all through your smartphone. Welcome to smart Cities, connected urban areas…
Written by Sharon Rosa-Bohrer In our age of instant gratification, any tool that makes the customer’s life easier makes for a happier customer and a more competitive merchant. With the fast uptake of fintech changing economies around the world and our reliance on mobile devices, customers always have powerful purchasing technology at their fingertips.…
Written by Sharon Rosa-Bohrer Artificial intelligence (AI) is a term that used to conjure up the image of some futuristic, sci-fi computer- driven technology, until Siri, Cortana, Alexa, and Google Assistant made AI mainstream. With human-like capabilities and an advanced algorithm, AI offers better speed and reliability at a lower cost than human counterparts.…
For the first time in America, you can now order a burger and pay with your face, while Flippy the hamburger flipping robot makes your burger in the kitchen. Are we giving up our privacy for convenience?
Written by Shin Park It seems that as automation and new innovative technologies facilitate daily life, the more it tries us as humans when our patience is tested. Specifically, it seems as though waiting for something we are ready for sours an otherwise pleasant experience. That’s why companies are constantly trying to improve the customer…
Written by Sharon Rosa-Bohrer No business is immune to a data breaches. There were 1,293 total data breaches worldwide in 2017, totaling 174 million records. This is an increase of 45% from 2016. This trend is expected to continue. Being hacked isn’t a matter of if- it’s when. With the rise in mobile app…
Written by Shin Park The city of Troy fell when they introduced a seemingly benign wooden horse into their home- the one place they thought was the most secure. The horse might’ve been just a myth but the moral of the story resonates with everyone. And if it doesn’t, it should. Why? Because your phone…
As hacker attacks have become increasingly more sophisticated, application security is vital for companies to protect customer’s data and guard against financial loss, intellectual property theft and brand damage.
Protecting consumer data and information is no longer a job solely reserved for the IT department. Business leaders and executives must be aware of risks that can compromise data and security when it comes to your tech.
With nearly three million Chinese travelers coming to the USA each year, a seamless payment solution is a natural evolution for a market that has matured using mobile technology from the inception of online payments. Alipay, the world leader in digital payment platforms, has struck a partnership with Freedom Pay, a global leader in…
Customer segmentation is a key component for merchants in the ever evolving retail landscape. Understanding customer insights and consolidating data into a single end-to-end commerce platform, regardless of the different systems and mobile applications used is vital for merchants.
The city of South Burlington, Vt. has teamed up with Propy, Inc. — a global real estate marketplace with decentralized title registry — and recorded the first real estate deal utilizing blockchain. The partnership has created a whole new way for cities and states to do business that could soon become a global standard. Propy…
Digital driver’s licenses (DDLs) are ushering in a new era of digital identity, thanks to a recently launched pilot study in the U.S. that tested mobile driver’s licenses for the first time. With digital wallets, self-driving cars and mobile payments, it’s no surprise that traditional identification cards might be on their way out as technology…
Mobile Payments Conference launches new website ahead of the upcoming August 2018 conference in Chicago.
If the term Fourth Industrial Revolution doesn’t resonate with you — then you might already be behind. Industry 4.0 has been in motion, slowly building on the revolution that came before it. Where the Third Industrial Revolution sparked the digital revolution, utilizing digital technologies to advance automation, the Fourth Industrial Revolution is fusing new technologies that…
If you’re planning on visiting the cashless society of China anytime soon, you better make sure all of your physical currency is left behind. Wallets in most of the country have gone digital, and the rapid growth of digital payments and currency is exploding at a rapid pace. The country has harnessed the power of…
Did you know that by 2020 it is estimated that 40 billion smart devices will be connected to each other. And were not just talking about mobile phones. Any smart product – from your home thermostat and appliances to your car and wearable devices – that can connect and exchange data in the network is called the internet of things (IoT), and these things will need a network.
When it comes to mobile payments, there’s no denying its rapid growth and overall power on our businesses. From mobile payments to digital wallets and contactless payments harnessing NFC technology, the mobile payment industry is constantly evolving. Adapting to these new technologies is not only valuable to your business — it is crucial. Today’s consumers…
Paying for items using your mobile device is not uncommon, but paying with a selfie, fingerprint or iris scan is. Biometric mobile payments may seem like a scene from a Sci-Fi movie but biometric payments are real and may very well be the next disruptive technology in the mobile payments industry.
Mobile payment users are expected to hit 2 billion worldwide by 2020, according to Juniper Research, and there’s no question that artificial intelligence will change mobile payments and has the potential to greatly disrupt the banking industry. Mobile payment applications are sought after for the ease and efficiency they add to the user experience. While artificial intelligence…