Mobile Commerce Innovators. – Companies Making a Difference

Doing the same old thing over and over is as boring as wearing a gray cardigan on a first date; functional, but boooooring! That is where the payments industry has existed for the past 30 years, functional, but boring.  In retail and restaurants, it’s the same gray terminals sitting on the same counters, awaiting the same swipe or insertion as they have always done. Ho-Hum. Sure, there have been incremental advancements in the payment terminal process over the last three decades. PIN pads, chip cards, mobile terminals, the promise of contactless payments, and now some terminals are even white!  The industry however still remains mostly swathed in countertop gray plastic.

 

Change is in the air, literally! If you look up in your mind, you can see it in the cloud. The promise of cloud contactless payments has finally arrived and in a seriously big way. The payments business is entering a new frontier with cloud EMV POS on mobile devices enabling them to authorize card payments virtually anywhere. The card brands have recently authorized contactless payment acceptance on commercially (consumer) available tablets, smartphones, kiosks, FOBs, wearables, automobiles, charging stations, and most any other device with an NFC antenna.  The covid pandemic brought Tap n’ Go payments to the forefront albeit for mostly hygienic reasons. Consumers soon realized the convenience of tapping instead of inserting their cards and haven’t looked back since.

 

Leading the way in creating this new contactless payment world is Felix Payment Systems from Vancouver, BC. Founded originally in Melbourne, Australia, this merry band of Aussie developers moved the company to Canada in 2020 to transform consumer devices into contactless payment terminals. Co-CEOS Kim Fleury and Owen Newport then enlarged the team with worldwide technical talent to develop tap n’ go payments for the North American market and beyond.

 

Pay Felix’s “special sauce” is the world’s first cloud-based secure kernel, so that mobile devices can accept payments without additional certification. This substantially reduces time to market and acquirer certification costs. It also allows retailers and restaurant operators to serve their customers anywhere inside or outside their location. Moreover, Pay Felix eliminates the cost of proprietary “gray” payment terminals.

 

The company offers a standalone virtual terminal app downloadable to a phone or tablet at the Google Play Store as well as an SDK for integration. The Pay Felix App is L-2 certified with the major card brands and L-3 certified to 5 payment processors for payments in the US and Canada. Pay Felix services enterprise clients and SMBs in the retail, restaurant, healthcare, field services, transit, government, and other verticals.

 

For more information, visit the PayFelix.com or call Sales @ 888 943-3549

 

THIS CONTENT CONTAINS NO ARTIFICIAL INGREDIENTS!

 

Thomas McCole

Payment Technology Veteran

Tom@mmtmagonline.com