MPC - The Digital Commerce Event

Will is a successful, serial entrepreneur who has started six companies since obtaining two Masters degrees from MIT. OV Loop is his fourth mobile payment startup. The three prior were LoopPay (Sold to Samsung and now SamsungPay®), Way Systems (sold to Verifone®), and ROAM Data (sold to Ingenico®).

Will’s companies have won numerous innovation awards in the payments industry. Will has been widely recognized for his thought leadership in payments, and is a regular speaker at key technology, banking and consumer experience conferences and events.
Prior to his business career, Will served as a U.S. Navy Nuclear Submarine Officer for nearly six years, and was the first naturalized China-born immigrant to serve in the program.

Tod Chisholm has more than 25 years’ experience in driving growth for financing companies through the strategic leadership of high-performance business teams, with expertise in technology, automotive, and asset-backed lending. Tod is an entrepreneur and a visionary, and has held executive positions with private, public, and regulated organizations including Travelers Group and Wells Fargo. Tod was named president of the business process outsourcing (BPO) firm IFT in 2021, leveraging a skill set that includes leasing, commercial, prime- and non-prime lending. In this capacity, he is responsible for setting and achieving the company’s strategic objectives, including the development of services

William Mavromichalis is a 15 year technology sales veteran and has been with Kount for the past five years. During his time at Kount, Will has held a variety of roles geared towards revenue growth and strategic partnerships. As a sales leader, Will is focused on growing the global footprint for Kount and Equifax by leading a team of seasoned account executives. While leadership is his passion, Will enjoys rolling up his sleeves with his team to solve the complex identity and fraud business challenges that merchants face on a day-to-day basis.

One passion of Will’s is entrepreneurship. He runs two businesses and actively works with different payment stacks at each organization. This gives him a unique perspective into the problems his merchants face and how to be a true consultant to assist his merchants achieve their goals.

When he is not working you can find Will spending quality time with his wife Kathryn, and two daughters Mila, and Viola.

Adam “Sully” Perella is a Technical Director who leads the PIN and P2PE service lines for Schellman Compliance LLC. His focus also includes the Software Security Framework, 3-Domain Secure services (3DS), digital trust, cloud security, and external vulnerability scans as an Approved Scanning Vendor (ASV).

After beginning in the payments space, Sully ramped up to validate payment applications, point-to-point encryption, perform penetration testing, and forensic services.

Sully maintains multiple certifications within information security and payments. Active within the payments community, he helps draft new payments standards and speaks globally on payment security.

Tod Chisholm has more than 25 years’ experience in driving growth for financing companies through the strategic leadership of high-performance business teams, with expertise in technology, automotive, and asset-backed lending. Tod is an entrepreneur and a visionary, and has held executive positions with private, public, and regulated organizations including Travelers Group and Wells Fargo. Tod was named president of the business process outsourcing (BPO) firm IFT in 2021, leveraging a skill set that includes leasing, commercial, prime- and non-prime lending. In this capacity, he is responsible for setting and achieving the company’s strategic objectives, including the development of services

Arun Radhakrishnan, the Director of Engineering at Relevantz, leads the Cloud Engineering practice. He is a technical architect and a passionate technologist who believes in continuous modernization across various domains. As a passionate technology enthusiast, Arun has worn multiple hats, defining and developing microservices architectures and roadmaps, hiring and developing teams, and managing business partners.

He shows a keen interest in Cloud technology, IoT, Legacy Application Modernization, and Agile Methodology Implementations. Additionally, he actively participates and speaks at various academic and industry-related events.

Chris Ward is the Head of Wholesale Payments for Truist Financial Corporation and joined the company in August 2022. He oversees the Treasury, Liquidity, Merchant and Commercial Card businesses. Ward has an extensive background managing wholesale payments businesses and is highly regarded in the industry for his
thought leadership.

Ward joined Truist from PNC where he most recently served as head of data, digital and innovation for treasury management. In this role, he was responsible for the innovation of PNC’s treasury management solutions, including digital channels across the wholesale banking business. Previously, he managed product and
operations for treasury management and was influential in driving PNC’s product strategy and investments.

Prior to joining PNC, Ward held leadership positions at Capital One, including head of product management innovation and integration for the treasury management business. He led strategy, product development and commercialization initiatives to drive revenue growth, ensure customer retention and enhance customer
satisfaction. He also spent 11 years at Wells Fargo in various roles where he directed international strategy, payables and receivables, product design and delivery, and technology strategy.

Ward currently serves on the TCH PayCo Board of Directors and Executive Committee.

Ward earned a bachelor’s degree in business administration with a concentration in accounting and computer information systems from Robert Morris University.

Nitin Gaur, managing director of Digital Asset and Technology Design at State Street Digital, is transitioning the company’s clients and financial market infrastructure to the digital economy. As founder and director of IBM Digital Asset Labs – Nitin devised industry standards and use cases, working towards making blockchain a reality. He also served as CTO of IBM World Wire, a digital asset-based cross border payment solution. Nitin holds an MS degree in management information systems and MBA in finance from the University of Maryland. As a recognized IBM Distinguished Engineer and Master Inventor, Nitin has a rich patent portfolio.

Tod Chisholm has more than 25 years’ experience in driving growth for financing companies through the strategic leadership of high-performance business teams, with expertise in technology, automotive, and asset-backed lending. Tod is an entrepreneur and a visionary, and has held executive positions with private, public, and regulated organizations including Travelers Group and Wells Fargo. Tod was named president of the business process outsourcing (BPO) firm IFT in 2021, leveraging a skill set that includes leasing, commercial, prime- and non-prime lending. In this capacity, he is responsible for setting and achieving the company’s strategic objectives, including the development of services

Russell Moore has been in product design, development, and innovation for 15-plus years. He currently serves as director of corporate strategy and development at Global Payments and advisor for the Technology Association of Georgia and multiple financial institutions. Whether at home on his Alabama farm discovering new ways to use crypto with his wife and two tech-savvy girls or experimenting in an innovation lab, he’s constantly searching for 4th and 5th wave technologies like metaverse, web 3.0, digital assets, IoT, machine learning, M2Mpayments, blockchain, AI, and quantum computing to empower the rising three billion with seamless access to the financial ecosystem.

Will Hernandez is a Media Strategist in the Financial Technology group at BackBay Communications in Boston. Prior to joining BackBay, Will covered the banking, fintech, and payments industries for 12 years, most recently as a technology reporter at American Banker. He also served as the editor for Mobile Payments Today for almost five years. Will graduated from St. John’s University in New York City with a B.S. in Journalism. Will started his 20-year journalism career as a sportswriter for a small newspaper in Eastern Connecticut.

Richard Love is founder and CEO of AP Technology, whose customers process more than $120 billion in payments through AP Technology products annually. Mr. Love has been a pioneer of advanced technologies and innovations within the Payments Industry for more than 30 years. Mr. Love led the development of the U.S. Treasury’s early check printing system. He subsequently led the development of the first desktop MICR laser printers. Mr. Love and AP Technology continue to pioneer business payments, with their systems capable of processing over $1 billion in Card, ACH and Check payments per day. Richard Love holds four (4) payment-related patents, with 3 additional patents pending. Prior to founding AP Technology, Mr. Love co-Founded Torrey Pines Research, and led teams at Eagle Computer and Troy. He is a certified professional Pickleball coach and enjoys playing Pickleball in his spare time.

Shari is a Treasury Management Sales leader with extensive experience in innovation and product co-creation. She has worked in financial services for 39 years in several disciplines. She has a Bachelors in Business Management, an MBA, holds a CTP (Certified Treasury Professional) and previously held a Series 6 license and CPCP (Certified Purchase Card Professional).

Martin provides Risk Manager support for Operations Services business units including Wires, ACH, Real Time payments and others. He has been with U.S. Bank for over 17 years serving in several roles within the organization. He oversees operational risk process adherence to regulatory and policy requirements, provides credible challenge to process and control effectiveness and evaluates change in risk exposure based on new or emerging risks. Away from U.S. Bank, he enjoys spending time with his family and friends and the occasional round of golf.

Strategic, analytical result’s driven leader with 25 years industry experience in Enterprise software, Payments, Ecommerce and Fraud Prevention. Demonstrated ability to manage remote teams and exceed quotas. Diverse background in various vertical segments combined with strong interpersonal skills, technical background and strong closing skills to lead teams, consult with stakeholders and solution sell directly. Accomplished, motivated self-starter, expert presenter and contract negotiator to C-Level executives with ability to forge solid relationships across all organizational levels to gain consensus.

Tod Chisholm has more than 25 years’ experience in driving growth for financing companies through the strategic leadership of high-performance business teams, with expertise in technology, automotive, and asset-backed lending. Tod is an entrepreneur and a visionary, and has held executive positions with private, public, and regulated organizations including Travelers Group and Wells Fargo. Tod was named president of the business process outsourcing (BPO) firm IFT in 2021, leveraging a skill set that includes leasing, commercial, prime- and non-prime lending. In this capacity, he is responsible for setting and achieving the company’s strategic objectives, including the development of services

Trevor is a seasoned executive with over 20 years of experience in payments, analytics and enterprise software. With a passion for innovation, Trevor has led multinational teams for global organizations and founded and sold a number of software companies. The common thread across all of these experiences is the ability to build great teams who innovate on behalf of their customers and ultimately deliver huge enterprise value.

Travis Dulaney is a person with exponential drive! That drive is based on a strong sense of purpose to help the underserved and entrepreneurs who spend years on the tight rope trying to make their dreams come true by providing innovative tools and services that fix “real problems” in the financial services industry.

He has a history of accomplishments and achievements in the area of FinTech, Banking, Payments, Compliance, dating back to the beginning of the Prepaid Industry when he designed the first FSA card program called the BennyCard.

Most recently he successfully exited his last startup, PayFi, where he built one of the first real time payment processors in the market. Payfi provided, Visa Direct, MasterCard Send, Mastercard Bill Payment and RTP by The Clearing House to Community Banks and Fintechs. It was the launching point for many successful Fintechs; ZayZoom, Dave, Alviere.

Travis led the team that won the FDIC contract for FIS and won a 78 million / 7-year contract. In addition, he then built and led the entire implementation team totaling over 78 people per bank closure over a 96-hour period and closing multiple banks every weekend for 4 years. Travis and his team executed hundreds of bank closures during our last economic collapse and his depth of knowledge in Banking and Regulation is extensive.

Scott’s passion for payments is derived from over twenty years of being on the forefront of innovation in FinTech. Scott has served in executive management, senior leadership, operations, sales, marketing and product development roles that overlay many facets of the FinTech industry including Issuing, Acquiring, POS hardware, payment systems software, cross border processing, multi-currency processing, ACH payments as well as the most recent real-time payments (ISO 20022) transactions.

Will Hernandez is a Media Strategist in the Financial Technology group at BackBay Communications in Boston. Prior to joining BackBay, Will covered the banking, fintech, and payments industries for 12 years, most recently as a technology reporter at American Banker. He also served as the editor for Mobile Payments Today for almost five years. Will graduated from St. John’s University in New York City with a B.S. in Journalism. Will started his 20-year journalism career as a sportswriter for a small newspaper in Eastern Connecticut.

Dr. Angela Murphy has experience in artificial intelligence, financial technology, and the global payments industry, building on her skills as a storyteller and rhetorician. She engages at the intersection of strategy and insight to drive results for her clients. In her current role as Vice President of Business Development at Photon Commerce, she helps run a team that uses artificial intelligence and machine learning to solve complex problems in the payments industry. Dr. Murphy received her Ph.D. from the University of Kansas and currently resides in Kansas City with her husband, Brock, and German Shepherd rescue, Roscoe.

O.B. is an accomplished senior-level executive with monumental success in fintech, payments, and banking. As CEO, Global Payment Processing for Paysafe, O.B. was responsible for building a world-class team of sales and support leaders to gain market share, deliver incremental value, and exceed annual revenue objectives. Leading a widespread global team, O.B. was responsible for a cross-section of sales and specialized teams including integrated payments, gaming, indirect and direct distribution, and product commercialization.

Prior to his current role, O.B. served as CEO and President of iPayment, a firm he successfully helped de-leverage and position for subsequent sale to Paysafe in June 2018. His career of more than 30 years also includes senior-level executive roles with First Data, now Fiserv, Hypercom, and Bank of America.

Strategic, analytical, results-driven leader with 25 years industry experience in Enterprise software, Payments, Ecommerce and Fraud Prevention. Demonstrated ability to manage remote teams and exceed quotas. Diverse background in various vertical segments combined with strong interpersonal skills, technical background and strong closing skills to lead teams, consult with stakeholders and solution sell directly. Accomplished, motivated self-starter, expert presenter and contract negotiator to C-Level executives with ability to forge solid relationships across all organizational levels to gain consensus.

Pel Faquiryan has held several high-profile revenue and customer-focused positions prior to going CB911 including her time as Executive Vice President of U.S. Bank Payment Solutions & Global Airlines and Vice President of U.S. Acquiring Sales at Ingenico and as Vice President of Business Development and Client Management at First Data.

Faquiryan received a Bachelor of Science in Managerial Economics from the University of California, Davis and actively serves as an advocate in the payments community for DEI and female empowerment. Currently, she works with the Women in Payments US organization.