MPC Interviews Jodi Durst of ChainIT Pay

Jodi Durst, President, ChainIT Pay Inc., jodi@chainitpay.com.

How are you different than other brands in your space?

Most payment platforms ask you to trust the rails. ChainIT Pay built the rails to prove themselves. Every transaction carries a Validated Data Token with six attributes: who, what, when, where, device ID, and token grade. That token travels with the payment as permanent, auditable proof. Identity is verified at the point of onboarding through biometric KYC and KYB, then enforced at the point of transaction through smart contracts. We are not an overlay on top of legacy infrastructure. We are the infrastructure.

How would you describe your value proposition to prospective customers and channel partners?

Payments and payouts you can prove. For enterprise clients, that means cleaner audits, lower fraud loss, and compliance built into the transaction instead of bolted on after. For channel partners and resellers, it means a platform with four pillars worth selling, identity-first infrastructure, multi-rail orchestration, a programmable policy engine, and proof and auditability across the lifecycle. Agents and ISOs working with us are not selling another processor. They are selling a category that did not exist two years ago.

What recent challenges have your company’s leadership faced and how did you overcome them?

The biggest challenge was articulating why ChainIT Pay is different from every other processor pitching identity, stablecoin, or embedded payments as a feature. The answer was already inside the company. ChainIT Pay sits on top of the ChainIT core platform, the same infrastructure that powers ChainIT ID for biometric KYC, ChainIT Org for KYB, Pactvera for verified digital agreements, Sportafi for NIL payouts, and AgeApp for age verification. That shared core means every payment we process inherits identity, agreements, policy, and proof from the same source. Competitors are stitching three or four vendors together to approximate what we deliver in one integration. Once we started leading every conversation with the core platform, the meetings got easier and the deals got bigger.

What recent milestone have you achieved and why is it significant?

We launched ChainIT Pay with a full payments stack live and operational on day one.

PayFac infrastructure, ISO and MSP capability, and 22 acquiring partners. Domestic payouts across ACH, same-day ACH, RTP, FedNow, wire, and push-to-card through Visa Direct and Mastercard Send. Global payouts reaching 230 plus countries and 70 plus currencies through bank rails, debit cards, digital wallets, cash pickup, mobile money, and stablecoin. FBO account functionality enabling split payments, multi-party settlement, escrow, and instant disbursement.

Most new payments companies launch with one rail and a roadmap. ChainIT Pay launched with the full toolkit, which means we can serve a community bank, a SaaS platform, an enterprise marketplace, or a global payouts client from the same infrastructure. That breadth is what makes the platform conversation different from every other new entrant in this space.

What near-term opportunities will 2026 present to you and your team?

Three of them. First, agentic commerce, every AI agent transacting on behalf of a human or a business is going to need verified identity, programmable policy, and an auditable trail. Second, stablecoin payments under the GENIUS Act, the regulatory clarity is finally arriving and the platforms ready to move on day one will define the next decade. Third, the convergence of identity and payments into a single transaction. The market has treated them as two separate problems for thirty years. They are one problem, and we already solved it.

What is a key trend for your industry in 2026, and why do you think it is important?

Identity is becoming infrastructure. For most of the history of payments, identity was a check you ran at onboarding and then forgot about. In 2026, identity is going to be enforced at the point of every transaction, by biometrics, by device, by smart contract, by token. The companies treating identity as a feature are going to lose to the companies treating it as the foundation. Synthetic identity fraud, AI agent transactions, cross-border stablecoin flows, none of it works without verified identity at the core. This is the shift that reorders the industry.