MPC Interviews Tedd Huff of Voalyre and Fintech Confidential

 

Tedd Huff
CEO | Voalyre
Founder | Fintech Confidential
Email: hello@fintechconfidential.com | hello@voalyre.com

 

How are you different than other brands in your space?

 

At Voalyre, we don’t just tell our fintech clients what they should do; we give them the exact tools and roadmap to make it happen. Most consulting firms stop at creating pretty PowerPoints. We roll up our sleeves and help our clients build what matters. Our team has decades of hands-on experience with embedded finance, banking-as-a-service, card issuing programs, payment acceptance, digital assets, stablecoins, and cryptocurrencies. We know what works because we’ve actually done it.

With Fintech Confidential, we bring you unique and entertaining perspectives, industry insights, market trends, news, and life stories from fintech leaders, thinkers, and doers. While other publications just regurgitate press releases, we sit down with the humans who are actually building these companies. You’ll hear about their wins, their failures, and what they learned along the way. Fintech Confidential continues to add contributors called Confidential Informants (CI) who bring insider perspectives from practitioners building fintech solutions every day. Let us know if you want to join as a CI  by sending an email to hello@fintechconfidential.com.

How would you describe your value proposition to prospective customers and channel partners?

 

The Voalyre team brings decades of experience in global fintech enablement. We identify opportunities, create actionable plans, and help you work through the messy complexities of building fintech solutions. Whether you’re launching embedded finance, banking-as-a-service, card programs, payment processing, or cryptocurrency products, we’ve been there and done that. Fintech isn’t one-size-fits-all, what works in California might fail in Texas, and what succeeds in the US could flop in Europe. We help both financial institutions and fintech companies grow faster, create better customer experiences, and build solutions that actually work for their specific markets. From your first brainstorming session through full launch and beyond, we provide everything you need to turn fintech ideas into profitable businesses.

Fintech Confidential gives us all a perspective to spot emerging fintech trends, regulatory changes, and market shifts well after the mainstream news has stopped talking about it. This helps financial institutions and fintech companies make smart decisions while their competitors are still figuring out what happened. Our content and live event recordings connect you directly with fintech leaders who can actually get deals done. These aren’t just networking events, they’re relationship-building opportunities that lead to real business outcomes. Our growing network of Confidential Informants means you’re getting insights from dozens of industry practitioners who are actually implementing these solutions in the real world.

 

What recent challenges have your company’s leadership faced and how did you overcome them?

 

The biggest challenge we’ve faced has been regulatory and economic uncertainty. The fintech industry got hit hard throughout 2024 and into 2025. Regulatory frameworks kept changing, and economic pressures made potential Voalyre clients hesitant to make big decisions. We didn’t sit and wait for the market to change. We helped our clients keep moving forward in areas that we knew would drive growth for them. While our competitors pulled back and played it safe, Voalyre doubled down on execution by focusing on helping clients build real solutions that could deliver immediate value regardless of market conditions. We used our deep regulatory knowledge to help clients find opportunities within evolving compliance requirements, especially around stablecoins and cryptocurrencies.

At the same time, Fintech Confidential maintained our commitment to daily content and expanded our network of Confidential Informants during a time when many media companies scaled back. We strengthened partnerships with key industry players and maintained our media relationships with major fintech events, ensuring continued access to market intelligence and authentic stories from the trenches.

 

What recent milestone have you achieved and why is it significant?

 

Voalyre has successfully guided multiple clients through complex technical and the regulatory landscapes they create while maintaining growth during a tough market period. We’ve particularly excelled at helping financial institutions and fintechs capitalize on emerging opportunities in stablecoins and programmable money. Being selected as an official media partner for multiple tier-one fintech events validates the position of  Fintech Confidential as a trusted voice in the fintech community. Industry leaders view Fintech Confidential as the essential platform for reaching decision-makers. Our audience gets unparalleled access to breaking news, emerging trends, and direct conversations with the executives who are shaping the future of financial services.

These partnerships show our evolution from content creator to essential infrastructure within the fintech ecosystem. Our live event recordings and exclusive coverage have become must-have touchpoints for industry professionals who want authentic insights and real networking opportunities.

 

What near-term opportunities will 2025 present to you and your team?

 

As 2025 winds down, we’re excited about what our clients are planning for 2026 and beyond. We’re working with them to create strategies that leverage emerging technologies and regulatory changes to reimagine what fintech companies can and should be to deliver more purpose-driven results. With the GENIUS Act providing regulatory clarity, we’re helping clients develop comprehensive stablecoin strategies for programmable money applications. We’re also supporting clients in implementing autonomous AI for payments and financial decision-making. The embedded finance market is projected to reach $570.9 billion by 2030, creating massive opportunities for platform integration.

With upcoming regulatory developments around stablecoins, open banking, and AI in financial services, there’s huge demand for expert interpretation and practical guidance. Our Confidential Informants are perfectly positioned to provide real-world implementation insights. As fintech accelerates worldwide, we see opportunities to expand our coverage and grow our Confidential Informants network in international markets where regulatory frameworks are still developing.

 

What’s a key trend for your industry in 2025, and why do you think it’s important?

 

The major trend reshaping our industry is the speed at which value will be transferred and the emergence of sovereign use of programmable money, specifically stablecoins, for the evolution of Agentic AI. We’re also seeing the continued use of Plastic, aka credit and debit cards, to access cryptocurrency value and the never-ending chase for faster money.

Stablecoins are moving from crypto-native assets to mainstream financial infrastructure. With the GENIUS Act providing regulatory clarity and major corporations like JPMorgan launching deposit tokens like JPMD on public blockchains, we’re seeing the emergence of truly programmable money that operates 24/7 with built-in business logic. AI agents are moving beyond recommendations to autonomous decision-making. Major payment networks like Mastercard and PayPal are launching autonomous payment solutions, enabling AI systems to make purchases, manage finances, and execute transactions without direct human involvement. The infrastructure for instant payments continues to mature globally, with real-time payment systems now available in over 70 countries. The convergence of traditional card networks with cryptocurrency access is creating new paradigms for how value moves through the economy.

Financial institutions must rapidly develop strategies that encompass programmable money, AI integration, and real-time payment capabilities or risk becoming just infrastructure providers while losing direct customer relationships. For fintechs, the opportunity to create autonomous financial services becomes exponentially larger, but so does the complexity of compliance, risk management, and ensuring AI agents operate within appropriate parameters. This convergence represents a fundamental shift toward an economy where financial transactions become as automated and intelligent as the business processes they support, creating unprecedented efficiency but also new regulatory and security challenges.

The companies that understand and prepare for this convergence of programmable money, autonomous AI, and real-time value transfer will capture disproportionate value in the emerging financial ecosystem. Those who view these as separate trends rather than interconnected forces risk missing the opportunity ahead.

Both Voalyre and Fintech Confidential continue to serve the fintech community in our respective areas of expertise. Connect with Voalyre for advisory services and implementation support, or reach out to Fintech Confidential for media partnerships and to join our growing network of Confidential Informants. Together, we’re helping shape the future of how money moves through our increasingly autonomous economy.